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Health Savings Account Checking

Older gentleman using tablet
For individual customers managing a Health Savings Account, this account earns interest on a tiered basis on an average minimum daily balance of $2,500.

 Attach a HSA Debit Card to the account and use for qualified medical expenses, as a cash card at ATMs or at merchants that accept VISA. 

  • Earns variable interest on tiered basis on average daily balance 

  • Unlimited check writing with sufficient funds available 

  • No per-transaction fee 

  • No per-check charges 

  • No monthly service fee with average daily balance of $2,500 or more 

  • Free direct deposit

  • Free combined statement 

  • Free service and support assistance from an American Federal Associate

  • Free Online Banking, Online Bill Pay, eStatement and Telephone Banker

  • Free HSA Debit Card to use for qualified medical expenses* 

  • No ATM fees* 

  • Nominal charge for check images in your statement

  • Free printing of 16 individualized check blanks with customer name and address at account opening

There are many options to consider. Your American Federal Banker can help guide you through the process.

*American Federal does not charge a fee for an American Federal Debit Card or HSA Debit Card. There is no charge to use an American Federal or MoneyPass ATM. There is a charge for a replacement card and a PIN change after the first change. Some ATM and POS (point-of-sale) operators, owners or networks not owned by American Federal may impose access fees unrelated to our accounts.