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Community Reinvestment Act

Community Reinvestment Act Public File

The Community Reinvestment Act (CRA) was enacted by Congress to assess an institution’s record of helping to meet the credit needs of local communities.

American Federal seeks to contribute to the strength and success of our communities and enhance the financial health and well-being of the people and communities we serve.

For your convenience, we’ve made the information available below:

Assessment Area Maps 

Branches Opened or Closed  

FFIEC Reports  

Loan to Deposit Ratio 

Modified LAR 

OCC Performance Evaluation 

For Product Information, please view the product sections found on this website.