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Small Business Checking

two men shaking hands in front of grain silos

As one of the best ag banks in North Dakota and Minnesota, American Federal Bank offers a variety of solutions including Agriculture Small Business Checking. This easy to manage account is tailored for ag businesses with modest check writing needs and deposits of 10 items or less per month.

  • NO MONTHLY CHARGE when an average collected balance of $500. If balance falls below $500, there is an $8 monthly fee.
  • Write 10 or fewer checks per statement cycle and there is no charge. If more than 10 checks are paid, a charge of 20-cents for every check over the first 10 is assessed.
  • NO CHARGE for deposits up to 10 items per month.
  • Choose between standard or business-size checks.
  • NO CHARGE to use American Federals Online Banking or Telephone Banker.
  • At NO COST get a month-end, itemized combined statement of accounts with all canceled checks returned or, if you choose, held for safekeeping at American Federal.
  • Computer disk statement available for $25 per month.