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Checking


Checking Solutions

Manage your everyday money needs with an American Federal checking account that fits your lifestyle. Choose from an array of American Federal accounts tailored to your needs.

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Everyday Solutions

  • American Free Checking

    An American Free Checking account makes your financial life easy and convenient, with no fees or required daily balance and free unlimited use of Online Banking, Online Bill Pay, Telephone Banker and Cash Card Check Card.

  • Relationship Checking

    If you value a one-stop banking relationship for your savings, checking and loan accounts, Relationship Checking fits your needs and earns interest on average daily balances of $1,000 or more.

  • Classic Checking

    If you’re in the prime of life at age 50 and older, Classic Checking provides interest on a tiered basis on average daily balance, with no fees or required daily balance. Simple and easy so you have more time to do the things you enjoy at this stage of your life.

  • Investment Checking

    Make your money work for you if you maintain larger account balances. With Investment Checking, earn interest on a tiered basis on average daily balance, with $500 average daily balance required.

  • Money Market Checking

    If you prefer a high-yielding checking account and do not need frequent access to your funds, Money Market Checking, with limited monthly transfers, earns interest on a tiered basis on an average daily balance of a minimum of $2,500.

  • American Advantage Checking

    If your company banks with American Federal, you can enjoy additional benefits with American Advantage Checking, with no fees or required daily balance, plus enhanced CD rates and savings products.

  • Health Savings Account (HSA) Checking

    For individual customers managing a Health Savings Account, this account earns interest on a tiered basis on an average minimum daily balance of $2,500. Attach a HSA Debit Card to the account and use for qualified medical expenses as a cash card at ATMs or at merchants that accept VISA.