Dan Paulson

headshot of Dan Paulson

Dan Paulson

headshot of Dan Paulson
 

Success is a Team Sport

Dan Paulson knows he doesn’t succeed unless you do. Dan develops long-term banking relationships with clients based on expertise, trust and mutual respect. As part of his clients’ team, Dan works with farmers, business owners and professionals, developing solutions to complex issues to help you reach your financial goals.

With more than 25 years of experience in financial serivces, Dan uses his expertise to develop financial solutions for his clients.

Areas of Expertise

  • Advising Ag, Business and Individual clients
  • Ag Production and Real Estate lending
  • Ag and Business Acquisition and Expansion
  • Ag and Business Construction lending
  • Ag Financial Analysis and Cash Flow planning

Education and Professional Credentials

  • Bachelor’s degree / Agricultural Economics – North Dakota State University

The Rest of the Story

Whether it’s serving his clients or promoting his community, Dan’s team approach results in success. He’s recruited and developed an effective financial team, leading them to develop relationships that serve clients and the community. Such dedication doesn’t go unnoticed. Dan is a recipient of the “Fosston Person of the Year” award.  He has led the Fosston banking location of American Federal to three annual Team Builder titles and is a seven-time top American Federal Sales Star, including twice being named the top overall Sales Star in the Ag and Business Banking division.

When not working, Dan loves to fish, hunt, farm, follow his favorite sports teams and spend time with family.

Phone
218.435.1474

Location
209 Johnson Ave N
Fosston, MN 56542
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5 pm, M-F
8:30 am – Noon, Sat

Night Depository & ATM

Ryan Paulson

headshot of Ryan Paulson

Ryan Paulson

headshot of Ryan Paulson
 

Versatility Provides Options to Help Clients Plan for the Future

Rather than having limited choices to plan for your financial future, an advisor with a broad range of skills and knowledge can help you develop a versatile plan that can keep pace with life’s changes. Ryan Paulson uses his extensive banking skills to assist you with a variety of options.

Ryan provides both ag and business banking services. Whether you need traditional banking services, such as loans and deposits, or want to plan for your financial future, his range of expertise provides you with a broad array of options to reach your goals.

Areas of Expertise

  • Ag lending
  • Business lending

Education and Professional Credentials

  • Bachelor’s degree / Business Finance – Concordia College

The Rest of the Story

The versatility shown in Ryan’s expertise is also displayed in his wide-ranging interests. A former football player, he enjoys hunting, fishing and riding his motorcycle. In addition, he enjoys farming and roofing, with skills gained from past work experience in agriculture and construction over an eight-year period.

The best part of his job in banking, however, is that he is able to be part of the community that is his hometown. Growing up on a farm near Fosston, Ryan appreciates the opportunity to provide financial services to people in a region he knows well.

Ryan works with clients to identify opportunities and find solutions that provide versatile options to help you achieve your financial goals.

Phone
218.435.1474

Location
209 Johnson Ave N
Fosston, MN 56542
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5 pm, M-F
8:30 am – Noon, Sat

Night Depository & ATM

Alison Perez

Alison Perez

Private Banker
Assistant Vice President

Bank: 701.775.1133
Direct: 701.335.2102
Cell: 701.739.4711
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 504042
Email: [email protected]

Preparing for Life’s Goals

Alison Perez’s passion for financial services drives her dedication to serve clients. Her expertise and preparation helps clients to define, plan for and reach their financial goals at all stages of life. From financing a home to saving for children’s education or planning for retirement, Alison tailors solutions to help clients build and manage their personal finances

Each stage of life carries unique financial challenges and opportunities. Alison assists clients to meet their financial goals at every stage.

Areas of Expertise

  • Mortgage lending
  • Consumer lending
  • Retirement planning

Education and Professional Credentials

  • Bachelor’s degree / Communications with a Public Relations Emphasis – University of North Dakota

The Rest of the Story

Alison Perez knows that sound financial planning will assist clients in reaching their life goals. She’s helped clients with first homes, vacation homes, saving for college, as well as retirement and other life events.

With a passion for parenting and spending time at the lake with family, Alison applies that same commitment, planning, preparation and enthusiasm when advising clients on planning for their financial future. Wherever your unique path leads, she works to help you reach your financial goals

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Erin Pollestad

Erin Pollestad

Erin Pollestad

Erin Pollestad

Personal Banker

Bank: 218.843.3656
Direct: 218.843.3656
Toll Free: 877.884.3656
Fax: 218.843.3658
NMLS#: 2340151
Email: [email protected]

Convenient, Caring and Personalized Service for the Whole Family

Erin is a dedicated financial partner who prides herself on building relationships with the whole family, helping you, your kids, grandkids, parents, and more. Like a trusted family member, she provides unbiased advice with your best interests in mind — you and your family’s financial well-being are her top priority.

Experience the difference of a caring banker who builds lasting relationships. Erin will help you navigate your financial journey and secure a brighter future for you and your loved ones.

Area of Expertise

  • Home Ownership
  • Major Purchases
  • Personal Loans
  • Education Financing

Education and Professional Credentials

  • Associates Degree / Business – Northland Technical College

The Rest of the Story

Erin and her husband have two children, and enjoy fishing, kayaking, and hanging out at the lake. She is an avid reader, often reading more than 40 books a year, and also enjoys photography and capturing special moments in people’s lives.

She cherishes the small-town life that makes living in the area special. She says the connections made by neighbors helping one another out fosters the types of relationships that last a lifetime, and even extend generations.

Phone
218.843.3656

Location 
157 2nd St S
PO BOX 189
Hallock, Minnesota 56728-0189
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Hours
8:30 am – 4 pm, M-F

Drive-Up
8:30 am – 5 pm, M-F

Night Depository & ATM

Eric Post

Eric Post

Eric Post

Eric Post

Personal Banker

Bank: 701.235.9906
Direct: 701.893.3904
Toll Free: 877.235.9906
Fax: 701.237.6599
NMLS#: 1917175
Email: [email protected]

A Passion to Serve

In his banking career, Eric has found a true passion in delivering excellent service while having holistic conversations with his clients about their financial situation. He succeeds in understanding his clients by identifying their needs and goals, and creating a road map to help them make real financial progress towards them. 

He takes pride in taking the time to help people reach their goals, no matter their starting point. A perfect example is a time a customer came in with no credit score but was interested in building his credit. Eric worked through various strategies with the customer, taking him through different steps and activities that eventually resulted in a solid credit rating. It’s those sort of successes that motivate him.

Area of Expertise

  • Home Ownership
  • Major Purchases
  • Convenience products and services
  • Cash Management

Education and Professional Credentials

  • Bachelor’s Degrees in  Finance and Communications – North Dakota State University
  • Credit Life and Disability Insurance Licensed

The Rest of the Story

Eric loves the outdoors including cookouts, bonfires, fishing, duck hunting, biking, golfing, and more. He’s an Air Force Veteran and was stationed in Tokyo for two years, where he learned to surf and cook a few different Japanese dishes.

Phone
701.235.9906

Location
1301 30th Ave S
Fargo, North Dakota 58103
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Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Clayton Quade

headshot of Clayton Quade

Clayton Quade

headshot of Clayton Quade
 

Navigating the Paths to Success

Clayton Quade’s interests are like his clients, varied and diverse. With more than 30 years of agricultural and business lending experience, he draws on his extensive background and expertise to help your ag or commercial business navigate through different seasons to achieve success.

Clayton works with livestock producers, grain growers, corn growers and diversified ag operations that stretch from southern Minnesota to the Canadian border. In addition, he works with developers, contractors, business owners and investors to develop solid and innovative solutions to achieve their goals.

Area of Expertise

  • Agricultural and agri-business lending
  • Commercial lending
  • USDA and SBA guaranteed loans
  • Multi-family real estate financing

Education and Professional Credentials

  • Bachelor’s degree / Ag Business Administration – University of Minnesota
  • Graduate – National School for Experienced Ag Lenders 2012

The Rest of the Story

An avid fisherman in summer and winter, two trophy walleyes hang above Clayton’s desk. In addition, he’s a trail rider skilled at bicycling through winding paths. Clayton can help your business navigate through challenging waters or travel winding trails to achieve success in all seasons.

Phone
218.435.1474

Location
209 Johnson Ave N
Fosston, MN 56542
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5 pm, M-F
8:30 am – Noon, Sat

Night Depository & ATM

Spencer Rehovsky

SPENCER REHOVSKY

Spencer Rehovsky

SPENCER REHOVSKY

Ag/Business Banker
Assistant Vice President

 

Bank: 218.233.2791
Direct: 218.477.0922
Cell: 218.280.7879
Toll Free: 877.532.2791
Fax: 218.233.6609
Email: [email protected]

Putting the Customer First

Spencer is dedicated to putting the customer first and assisting them in every way possible to achieve their goals and dreams. He approaches every day with the passion of going the extra mile to make things happen for his clients and prides himself on being accessible and honest.

According to Spencer, there is no better feeling than doing a good job for a client, and he says the ability to assist with their success is what gets him out of bed every day. He has several years’ experience in banking, and says that ag/business lending runs in his family.

Areas of Expertise

  • Farm Ownership & Expansion
  • Risk Management
  • Equipment Purchase & Leasing
  • Strategic Planning

Education

  • Bachelor of Science in Finance – North Dakota State University

The Rest of the Story

Originally from Park River, ND, Spencer Grew up playing basketball, football, golf, baseball, and track/field, and he continues to play in Fargo Parks sports leagues. In his free time he watches a lot of sports, and also loves keeping up with the market and financial news. He also enjoys travelling the world and hopes to do more of it in the future.

Spencer loves living and working in the Fargo/Moorhead area because it is always expanding and bringing new ideas for entertainment and infrastructure. He also loves being so close to all the unique and fun rural communities that exhibit such strong local pride, which remind him of his hometown.

Phone
218.233.2791

Location
601 Center Ave
Moorhead, MN 56560
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Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository

Chris Schenck

headshot of Chris Schenck

Chris Schenck

headshot of Chris Schenck

Ag/Business Banker
Vice President

Bank: 701.235.9906
Direct: 701.893.3925
Cell: 701.367.1593
Toll Free: 877.235.9906
Fax: 701.237.6599
Email: [email protected]

Commitment to Providing Service Builds Long-Term Results

Growing up on the family farm in Baker, Minnesota helped build a foundation for Chris Schenck’s future career in agricultural and business banking, as well as his appreciation for the customers he now serves. With more than 21 years of experience in financial services in the Red River Valley, Chris uses his expertise to help clients reach their financial goals.

His experience includes commercial and agricultural credit positions, as well as senior positions in ag and business lending. Chris works to build long-term banking relationships with clients to better assist them in creating financial strategies for their agricultural business.

Areas of Expertise

  • Agricultural lending
  • Commercial lending

Education and Professional Credentials

  • Bachelor’s Degree / Agricultural Economics – North Dakota State University
  • Graduate School of Banking – Boulder, Colorado

The Rest of the Story

As a long-time resident of the region, Chris appreciates the genuine honesty and work ethic of the people who live here. He says that in this region, people care about their neighbors and communities and are always willing to help each other out.

Chris takes the same approach to being involved in the community. He serves as treasurer of the Creative Care for Reaching Independence (CCRI) Board of Directors and is a member of the development committee. CCRI works to enhance and enrich the lives and learning of people with disabilities.

With dedication to help others and his community, Chris applies these principles to assist you in planning for your financial future. He uses his financial expertise to help you create strategies for long-term business success.

Phone
701.235.9906

Location
1301 30th Ave S
Fargo, North Dakota 58103
Get Directions

Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

John Schumacher

headshot of John Schumacher

John Schumacher

headshot of John Schumacher

Ag/Business Banker
Market President, Grand Forks
Senior Vice President

Bank: 701.775.1133
Direct: 701.335.2105
Cell: 701.213.9692
Toll Free: 877.775.1133
Fax: 701.775.8713
Email: [email protected]

Homegrown Knowledge and Service Combine to Help you Meet your Goals

For commercial or agricultural lending needs, John Schumacher brings extensive experience to clients who wish to maximize their opportunities and profits, while balancing their desired risk profile. John’s many years of commercial and agricultural lending experience in the Red River Valley will help you achieve your financial goals.

Growing up and working on his family’s farm near Reynolds, North Dakota, John knows the details of agriculture production. With his banking knowledge and understanding of the area economy and its people, he knows the impact and benefits of understanding your market and its customers to help them achieve financial results.

Areas of Expertise

  • Agricultural lending, including farm ownership, expansion and operating lines
  • Commercial lending, including business acquisition and expansion
  • Risk management

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – University of North Dakota
  • Master’s degree / Business Administration – University of North Dakota
  • Graduate School of Banking at Colorado

The Rest of the Story

John was born, raised and educated and has lived and worked in the Red River Valley his entire life. He knows the local economy and its people. It’s a perfect combination that underscores the importance of making decisions locally to help clients reach their financial goals.

John appreciates the people of the Red River Valley, especially the opportunity to know clients throughout the region. He enjoys the hunting and fishing in the area and being able to spend time with his family and friends.

Involved in his community, John works with groups such as the YMCA Board of Directors and Special Olympics of North Dakota.

If you prefer doing business with a banker who understands the region and your commercial and ag operation, contact John today.

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Patrick Stadum

Patrick Stadum

Personal Banker

Bank: 701.235.4248
Direct: 701-297-4876
Toll Free: 800.214.4986
Fax: 701.297.4860
NMLS#: 1618631
Email: [email protected]

Perspective Leads to Effective Ways to Help Clients Reach Goals

Different perspectives and new ideas result in an array of options. Patrick Stadum approaches financial services through a combination of up-to-date solutions and commitment to customer service. The blending of fresh ideas and proven strategies means Patrick’s clients receive a variety of well thought out choices to help them meet their financial goals.

Areas of Expertise

  • Convenience Banking products and services
  • Consumer lending
  • Financial planning

Education and Professional Credentials

  • Bachelor’s Degree / Investments – University of North Dakota

The Rest of the Story

Perspective is a theme throughout Patrick Stadum’s professional and personal paths. Born in New Hampshire and raised in Rugby, North Dakota, he chose to stay in the state to attend college and then build his career in the Red River Valley.

Patrick engages a fresh perspective to meet clients’ financial needs. He appreciates the strong sense of community in the Fargo-Moorhead area. In his spare time, Patrick enjoys golfing or playing pool. No matter which sport he plays, he uses perspective to line up the perfect shot to achieve success.

In financial services, Patrick takes his cues from clients to develop a game plan that helps them reach their financial and investment goals for a successful future.

Phone
701.235.4248

Location
215 5th St N
Fargo, North Dakota 58102
Get Directions

Hours
9 am – 5 pm, M-F

Night Depository