Chad Landmann

Chad Landmann

Chad Landmann

Chad Landmann

Business Banker
Vice President

Bank: 218.739.3377
Direct: 218.998.4583
Cell: 218.731.8200

Send Chad a message 

Helping Businesses Thrive

With more than 20 years’ experience in both mortgage and business banking, Chad has served in various functions throughout his career. He enjoys helping his customers follow their dreams, and some of his best memories are the times where he helped customers get started and got them to the point of being successful and earning a living at doing what they love. It’s the instances where he truly helps a customer get off the ground that make him tick.

Areas of Expertise

  • Business Acquisition & Expansion
  • Equipment Purchase & Leasing
  • Commercial Real Estate
  • Multi-family Housing

Education and Professional Credentials

  • Bachelor of Science in Finance – Metropolitan State University, St. Paul, MN

The Rest of the Story

As a longtime Fergus Falls resident, Chad enjoys the area because of the people and the access to lakes and hunting opportunities. His hobbies include hunting, fishing, working out, and just about anything with his four kids.

Phone
218.739.3377

Location
117 S Mill St
Fergus Falls, Minnesota 56537
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Andrew Lerud

Andy Lerud

Andrew Lerud

Andy Lerud

Business Banker
Assistant Vice President

Bank: 701.235.4248
Direct: 701-297-4878
Cell: 701-361-0160

Send Andrew a message

Diverse Background Yields Trusted Advice

Andrew helps his customers and clients grow their businesses through sound financial planning. He prides himself on being a relied upon financial advisor for them in all aspects of their business, which he credits to his diverse background. In his many years of working in financial services, he’s familiar with a variety of industries, some of which include real estate, financial services, transportation, manufacturing, development, and construction.

Areas of Expertise

  • Multi-family Housing
  • Business Acquisition & Expansion 
  • Commercial Real Estate
  • Risk Management

Education and Professional Credentials

  • Bachelor of Science, Business Administration/Management – University of North Dakota
  • Bachelor of Science in Accounting – North Dakota State University
  • Certified Public Accountant 

The Rest of the Story

Prior to banking, Andrew spent several years in public accounting, working on audit engagements and tax preparation for small to medium sized businesses.

Andrew enjoys living and working in the Fargo area because it is big enough to offer opportunities, but still small enough that you can be involved with your customers in many ways, be it through business opportunities, school or church events, non-profit events and more.

In his spare time, he enjoys being with his family, golfing, hunting and travelling. He’s involved with the RMA Board and NDSCPA society and is also a Rotary member.

Phone
701.235.4248

Location
215 5th St N
Fargo, North Dakota 58102
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Hours
9 am – 5 pm, M-F

Night Depository

Rob Lill

Rob Lill

Rob Lill

Rob Lill

Ag/Business Banker
Market President, Moorhead

Bank: 218.233.2791
Direct: 218.477.0921
Cell: 701.739.4835

Send Rob a message

Client-Focused Relationships Built on Trust

With over a decade of working in ag lending, Rob prides himself on building long term, client-focused relationships that are built on trust, transparency and a deep understanding of his client’s goals. He’s is dedicated to putting the customer first and assisting them in every way possible to achieve their success.

Areas of Expertise

  • Farm Ownership & Expansion
  • Retirement & Financial Independence
  • Financial Security & Protection
  • Business Acquisition & Expansion

Education and Professional Credentials

  • Bachelor’s Degree in Business Administration/Finance – University of North Dakota 

The Rest of the Story

Rob says banking is ‘in his blood’, as his grandmother was a president of a credit union in rural North Dakota for 65 years and his mother has been in banking her entire career.

Rob and his wife live in West Fargo with their four children. He spends a lot of time coaching his kids’ activities, volunteering, and being active in the church. He also is a member of the Board of Directors for Access of the Red River Valley. In his spare time he enjoys watching UND hockey, spending time at the lake, and is an avid hunter.

Phone
218.233.2791

Location
601 Center Ave
Moorhead, MN 56560
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Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F

Night Depository

Ashley Marchand

Ashley Marchand

Ashley Marchand

Personalized Solutions & Customer Service 

Ashley has a passion for delivering personalized financial solutions to each and every one of her customers, and prides herself on providing exceptional customer service.  She’s a skilled problem solver and is always looking for the best way to create an efficient and positive banking experience for all her clients. 

Areas of Expertise

  • Cash Management
  • Convenience Services
  • Personal Banking

Education and Professional Credentials

Degree in Retail Management – Art Institute of Minnesota

The Rest of the Story

As a native of East Grand Forks, Ashley has a strong sense of community and is passionate about supporting local businesses. She is proud to be living and working in her own hometown and loves the sense of community. Ashley is a member of Catholic Daughters and is also a food shelf volunteer.

Phone
218.773.9711

Location
140 Gateway Dr NE
E. Grand Forks, Minnesota 56721
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 6 pm, M-F
Night Depository & ATM

E. Justin Marquis

Justin Marquis

E. Justin Marquis

Experience and Perspective Help Shape Financial Success

Understanding agribusiness and serving customers goes hand-in-hand when you grow up in the area where you serve your customers. E. Justin Marquis brings expertise in business to help producers and agribusinesses set and reach their financial goals.

A native of Fosston, Minnesota, Justin brings additional expertise, having worked in the agricultural equipment business in management and as a sales representative. He uses his knowledge of the region and agribusiness in providing tools that help American Federal customers map out financial options for success.

Area of Expertise

  • Business banking
  • Agricultural lending
  • Equipment purchase and leasing

Education and Professional Credentials

  • Bachelor’s Degree / Biology – Minnesota State University Moorhead

The Rest of the Story

Previously working in the agricultural equipment business, Justin uses his broad knowledge of agribusiness to help meet clients’ needs. A native of Fosston, Minnesota, he appreciates having the opportunity to provide professional expertise to assist customers in his hometown region.

An avid outdoorsman, Justin also previously worked for fishing charters in Sitka, Alaska and still enjoys winter darkhouse spear fishing in Minnesota. With agricultural and business experience, Justin helps clients’ gauge the depth and tools needed to target and achieve long-term financial goals.

Phone
218.435.1474

Location
209 Johnson Ave N
Fosston, MN 56542
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5 pm, M-F
Night Depository & ATM

Chris Marvel

Chris Marvel

Chris Marvel

Industry Experience and Personal Service

As a Business Banker, Chris Marvel provides clients with more than two decades of expertise in the financial services industry. From small business to residential real estate and new construction, he provides financial expertise to clients.

Areas of Expertise

  • Small business lending
  • Residential real estate
  • Lakes area real estate
  • Construction lending

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – Bemidji State University

The Rest of the Story

Chris Marvel provides expertise to clients as well as the community. He is treasurer of  YMCA of the Northern Sky, board member of the YMCA Foundation, and board member of the Fergus Falls Area Curling Club.

In his spare time, Chris enjoys spending time at the lake with family and downhill skiing. He is an avid fan of all Minnesota sports from the Twins to the Vikings to college hockey.

Phone
218.739.3377

Location
117 S Mill St
Fergus Falls, Minnesota 56537
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Dan Messelt

Dan Messelt

Dan Messelt

When Planning, Preparation and Opportunity Converge

In Dan Messelt, clients find a private banker, mortgage broker and comprehensive financial planner all in one. With over 25 years of experience in financial services and more than two decades at American Federal Bank, he is equipped to assist with diverse needs such as retirement planning, investment strategies, achieving homeownership dreams, and securing insurance protection.

Areas of Expertise

  • Retirement planning
  • Mortgage lending
  • Consumer lending

Education and Professional Credentials

  • Bachelor’s degree / Finance Management – University of North Dakota

The Rest of the Story

No matter what the season, you’ll find Dan outdoors. In addition to being an avid hunter and fisherman, Dan enjoys hitting the links and spending time with family and friends at the lake.

Whether in the boat or in a duck blind, Dan recognizes that planning, preparation and opportunity converge to create success. He’ll apply those same principles to help you achieve your financial goals.

Phone
218.773.9711

Location
140 Gateway Dr NE
E. Grand Forks, Minnesota 56721
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 6 pm, M-F
Night Depository & ATM

Rachel Moen

Rachel Moen

Rachel Moen

Finding Solutions to Reach Goals

Mortgage Loan Officer Rachel Moen starts her commitment to assisting clients by helping them identify their home ownership goals. She then dedicates herself to finding the right solutions to help them meet those goals and dreams throughout every stage of life.

Areas of Expertise

  • Home Ownership
  • New Construction Loans
  • Home Refinancing

Education and Professional Credentials

  • Bachelor’s of Business Administration in Management and Leadership from the University of North Dakota

The Rest of the Story

Born and raised in small town North Dakota, Rachel values the strong communities and the people within. Value having the opportunity to build personal relationships with customers.

In her free time she enjoys spending time with family and friends, being outside on the lake and at the golf course, and supporting UND sports and events.

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Dustin Morris

Dustin Morris

Dustin Morris

Dustin Morris

Ag/Business Banker
Market President, Fergus Falls
Vice President

Bank: 218.739.3377
Direct: 218.998.4585
Cell: 701.388.2949

Send Dustin a message

Taking a Team Approach

Dustin Morris works with customers to help them meet their life goals. Specializing in consumer, business, and ag lending, as well as deposit-related solutions, Dustin teams with his clients to help them reach their goals of saving for college, financial security and protecting assets, and planning for major purchases.

Areas of Expertise

  • Consumer lending
  • Business and Ag lending
  • Risk management

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – University of South Dakota

The Rest of the Story

In addition to teaming up with his clients to develop financial solutions, Dustin teams with his community. He’s a member of the Fergus Falls Jaycees and Ducks Unlimited and appreciates the lakes and outdoor recreation opportunities in the Fergus Falls area.

Phone
218.739.3377

Location
117 S Mill St
Fergus Falls, Minnesota 56537
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Mike Mihulka

Mike Mihulka

Mike Mihulka

Mortgage Specific to Your Situation

With over 15 years in the mortgage industry, Mike strives to match his customers with the optimal mortgage product for them based on their wants and needs, all while making the process as seamless as possible.

Whether a customer is in the market to purchase a new home, to refinance, or looking to add an investment property, Mike is ready to work with them and earn their repeat business.

Areas of Expertise

  • Mortgage
  • Home Equity Lending
  • Investment Properties

Education and Professional Credentials

  • Bachelor’s of Science, Business Administration – Mayville State University
  • Dakota School of Banking graduate
  • Dale Carnegie Trusted Business Advisor

The Rest of the Story

A big part of Mike’s success is that he truly enjoys helping people. According to him, there is always that special feeling when you get the opportunity to work with first-time home buyers, but it’s working with customers multiple times over the years that really takes the cake.

In his spare time Mike dedicates a lot of his time to coaching youth sports (football, baseball, & basketball). He also volunteers at many charities throughout the FM area including Hope Blooms, Feed My Starving Children, and the Ronald McDonald House Charities of the Red River Valley to name a few. He and his wife have five kids and enjoy spending time at the lakes with family when not attending the kid’s sporting events.

Phone
701.235.9906

Location
1301 30th Ave S
Fargo, North Dakota 58103
Get Directions

Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository & ATM