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Mortgage Loans

happy couple in front of new home

Are you thinking about buying a home in Fargo or in the Red River Valley? Buying a home is among the single biggest decisions people make in life. During the home buying process, our skilled and knowledgeable bankers will assist you through the process, helping you determine the financial solution that best fits your goals.

We offer local servicing on several loan programs, and, after you buy, build or refinance your home with us, we’ll help you plan for the next steps in your financial future. whether it is savings for the kids’ education, retirement or financial independence, security and protection of your assets, or other major purchases.

What does local servicing of your mortgage mean to you? It means decisions about your mortgage loan are made by your local banker, someone you know and can trust.

Benefits of having your mortgage serviced locally include:

  • American Federal handles your payments.
  • You can talk directly to your local American Federal Banker with any mortgage questions.

If working with a knowledgeable, local banker who works and lives where you do and who is committed to your success is important to you, contact an American Federal Banker today to get started on your goal of home ownership.

View Mortgage Calculator.


Achieve Your Personal Goals

  • Mortgage Simplified

    Buying, building or remodeling a home is a big financial commitment, and can be stressful. At American Federal Bank, we like to keep it simple when it comes to helping you purchase or remodel your home, … Read more

  • Your First Home

    As a first-time homebuyer, it can be a challenge to make sense of financing options and the alphabet soup of PITI, FHA, VA, escrow and many other terms.

  • Buy or Build a Home

    Whether it is your first home or your third, we can help you find the best solution, and make it easy, too!

  • Refinance My Home

    Take advantage of some of the lowest rates in many generations.

  • Buy Lake Property

    Thinking about a permanent vacation spot within driving distance?

  • Make Home Improvements

    Need to make some improvements on your home?

  • Downsize My Home

    Have you been left with an empty nest? Getting ready for retirement?

  • Local Servicing

    We offer local servicing on several loan programs.

Find a Local Banker

This information offers general advice and is not intended to be legal or tax advice. Consult your attorney, tax accountant or other professional.