headshot of Michael Kjelshus

Michael Kjelshus

headshot of Michael Kjelshus

Ag/Business Banker

Bank: 701.775.1133
Direct: 701.335.2103
Cell: 701.213.8378
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 1636676
Email: [email protected]

Precise Planning Helps Clients Reach their Goals

Hundreds of changing variables can affect your financial future. An advisor such as Michael Kjelshus, with broad knowledge and a commitment to relationship building and teamwork, can make a difference.

With business, real estate and retirement expertise, Mike cultivates long-term relationships with customers. He customizes financial solutions for you in the near-term and long range, throughout various stages of life. Whether preventive maintenance or fine-tuned planning are required, Mike listens keenly and collaborates to help you reach your financial goals.

Areas of Expertise

  • Business acquisition and expansion
  • Commercial real estate
  • Multi-family rental property financing

Education and Professional Credentials

  • Bachelor’s Degree / Accountancy – University of North Dakota

The Rest of the Story

Mike knows how multiple parts working together with precision make a difference in performance.  Prior to his years in banking, he worked on military aircraft for 15 years, serving in the U.S. Navy in both active duty and reserve roles.

He applies similar teamwork and commitment to developing plans and advising clients to meet their financial goals. As part of the community, he participates in activities of the Chamber of Commerce, Optimist International and the American Legion.

Mike says the best thing about living and working in the Greater Grand Forks area is the people, as well as the big town amenities with a small town feel. His extensive experience will help you develop precise plans that create a smooth path to achieve a successful financial landing


2551 S Columbia Rd
Grand Forks, North Dakota 58201
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9 am – 4 pm, M-F

8 am – 5:30 pm, M-F

Night Depository & ATM