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Business Banking Convenience Services


Direct Payroll Deposit allows you to write one payroll check. Then American Federal transfers employees’ paycheck earnings to their American Federal accounts so they have immediate access to their funds.

Combined Statement of Accounts shows you all your transactions made on any of your deposit or loan accounts in one, easy-to-read, detailed monthly statement. It’s a comprehensive and essential tool to help you manage cash flow by providing extra control through a complete record of deposits, withdrawals, service fees and interest earned.

Business Credit Card Program helps you better manage cash flow, streamline accounts payable, and increase your control over employee spending, regardless of the size or type of business you own or manage. With a Business Travel Card, you can earn merchandise or travel benefits on any airline, with no blackout, seating, or zone restrictions.

Merchant Credit Card Services offer you electronic processing of customers’ transactions. Local service means immediate answers.

Financial Manager Online Business and eStatement Banking offer free round-the-clock access to your business accounts right from your office.

Computer Disk Statement allows you to manage cash flow with the ease of computer technology for $25 per month.

Telephone Banker offers immediate access to account balance information and transfer capabilities anytime, anywhere. Dial toll free in the USA or Canada (888) 805-7828 or in Fargo and Moorhead 297-4800.