E. Justin Marquis

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E. Justin Marquis

headshot of E. Justin Marquis
Toll Free: 877.435.1474
Fax: 218.435.1470
NMLS#: 1580651

Experience and Perspective Help Shape Financial Success

Understanding agribusiness and serving customers goes hand-in-hand when you grow up in the area where you serve your customers. E. Justin Marquis brings expertise in business to help producers and agribusinesses set and reach their financial goals.

A native of Fosston, Minnesota, Justin brings additional expertise, having worked in the agricultural equipment business in management and as a sales representative. He uses his knowledge of the region and agribusiness in providing tools that help American Federal customers map out financial options for success.

Area of Expertise

  • Business banking
  • Agricultural lending
  • Equipment purchase and leasing

Education and Professional Credentials

  • Bachelor’s Degree / Biology – Minnesota State University Moorhead

The Rest of the Story

Previously working in the agricultural equipment business, Justin uses his broad knowledge of agribusiness to help meet clients’ needs. A native of Fosston, Minnesota, he appreciates having the opportunity to provide professional expertise to assist customers in his hometown region.

An avid outdoorsman, Justin also previously worked for fishing charters in Sitka, Alaska and still enjoys winter darkhouse spear fishing in Minnesota. With agricultural and business experience, Justin helps clients’ gauge the depth and tools needed to target and achieve long-term financial goals.

Bank
Fosston

Location
209 Johnson Ave N
Fosston, MN 56542
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5 pm, M-F
8:30 am – Noon, Sat

Night Depository & ATM

Chris Marvel

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Chris Marvel

headshot of Chris Marvel

Business Banker
Vice President

Bank: 218.739.3377
Direct: 218.998.4586
Cell: 701.540.8845
Toll Free: 888.389.3377
Fax: 218.739.9487
NMLS#: 504048
Email: [email protected]

Industry Experience and Personal Service

As a Business Banker, Chris Marvel provides clients with more than two decades of expertise in the financial services industry. From small business to residential real estate and new construction, he provides financial expertise to clients.

Areas of Expertise

  • Small business lending
  • Residential real estate
  • Lakes area real estate
  • Construction lending

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – Bemidji State University

The Rest of the Story

Chris Marvel provides expertise to clients as well as the community. He is a board member of the Fergus Falls Area Family YMCA, serves as secretary for the YMCA Foundation and is treasurer of the Fergus Falls Backcourt Club.

In his spare time, Chris enjoys spending time at the lake with family and downhill skiing. He is an avid fan of all Minnesota sports from the Twins to the Vikings to college hockey.

Bank
Fergus Falls

Location
117 S Mill St
Fergus Falls, Minnesota 56537
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Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Dan Messelt

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Dan Messelt

headshot of Dan Messelt

Personal Banker
Assistant Vice President

Bank: 218.773.9711
Direct: 218.773.4719
Cell: 218.791.6179
Toll Free: 877.773.9711
Fax: 218.773.4710
NMLS#: 504050
Email: [email protected]

When Planning, Preparation and Opportunity Converge

In Dan Messelt, clients find a personal banker, mortgage broker and comprehensive financial planner all in one. With more than 14 years of experience in financial services, he is able to help clients with needs that are as varied as retirement planning, home ownership, saving for college and insurance protection.

Areas of Expertise

  • Mortgage lending
  • Retirement planning
  • Consumer lending

Education and Professional Credentials

  • Bachelor’s degree / Finance Management – University of North Dakota

The Rest of the Story

No matter what the season, you’ll find Dan outdoors. In addition to being an avid hunter and fisherman, Dan enjoys hitting the links and spending time with family and friends at the lake.

Whether in the boat or in a duck blind, Dan recognizes that planning, preparation and opportunity converge to create success. He’ll apply those same principles to help you achieve your financial goals.

Bank
East Grand Forks

Location
140 Gateway Dr NE
E. Grand Forks, Minnesota 56721
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 6 pm, M-F
8:30 am – Noon, Sat

Night Depository & ATM

Dustin Morris

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Dustin Morris

headshot of Dustin Morris

Ag/Business Banker
Vice President

Bank: 218.739.3377
Direct: 218.998.4585
Cell: 701.388.2949
Toll Free: 888.389.3377
Fax: 218.739.9487
NMLS#: 504051
Email: [email protected]

Taking a Team Approach

Dustin Morris works with customers to help them meet their life goals. Specializing in consumer and mortgage lending, as well as deposit-related solutions, Dustin teams with his clients to help them reach their goals of owning a home, saving for college, financial security and protecting assets, and planning for major purchases.

Areas of Expertise

  • Consumer lending
  • Mortgage lending
  • Business and Ag lending

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – University of South Dakota

The Rest of the Story

In addition to teaming up with his clients to develop financial solutions, Dustin teams with his community. He’s a member of the Fergus Falls Jaycees and Ducks Unlimited and appreciates the lakes and outdoor recreation opportunities in the Fergus Falls area.

Bank
Fergus Falls

Location
117 S Mill St
Fergus Falls, Minnesota 56537
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Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Julie Nowacki

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Julie Nowacki

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Associate Banker

Bank: 218.745.4271
Toll Free: 877.745.4271
Fax: 218.745.4272
NMLS#: 757104
Email: [email protected]

 

Community Roots Planted Deeply Translate into Commitment to Client Service

Whether creating a song, a community, or a financial future, success is achieved note-by-note and piece-by-piece. As a lifelong resident of the community she serves, Julie Nowacki is committed to helping those in the community she calls home. With more than 30 years of experience in banking, she helps clients reach their financial goals.

Utilizing her knowledge of mortgage lending, retirement savings and convenience financial products, she helps clients build a path to home ownership, as well as other paths to meet their various financial needs.

Areas of Expertise

  • Mortgage lending
  • Retirement planning
  • Convenience suite of products and services

The Rest of the Story

Julie’s pride in her community shows in her involvement to enhance it. She serves as President of the North Valley Health Center governing board, Treasurer of the Warren Chamber of Commerce, member of the Warren Housing and Redevelopment Board, as well as a Board member of Friends of Godel Memorial Library.

She interacts with many community members in her professional and her volunteer capacities. Whether helping a young family secure their first home or charting a path for someone saving for retirement, Julie applies her knowledge of banking and the community to help clients reach their goals.

Julie is proud of the continued success of the community. She collaborates with others to generate progress. With deep roots as a lifelong resident of Warren, a penchant for the classic country music of George Strait and Patsy Cline, and a joy for singing karaoke, Julie knows a strong foundation and hard work bring results. She applies these same principles to help clients chart their financial future, while building a strong local community.

 

Bank
Warren

Location
101 E Johnson Ave
Warren, Minnesota 56762
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Hours
8:30 am – 4 pm, M-F

Drive-Up
8 am – 4 pm, M-F

Night Depository

Alison Perez

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Alison Perez

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Personal Banker
Assistant Vice President

Bank: 701.775.1133
Direct: 701.335.2102
Cell: 701.739.4711
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 504042
Email: [email protected]

Preparing for Life’s Goals

Alison Perez’s passion for financial services drives her dedication to serve clients. Her expertise and preparation helps clients to define, plan for and reach their financial goals at all stages of life. From financing a home to saving for children’s education or planning for retirement, Alison tailors solutions to help clients build and manage their personal finances

Each stage of life carries unique financial challenges and opportunities. Alison assists clients to meet their financial goals at every stage.

Areas of Expertise

  • Mortgage lending
  • Consumer lending
  • Retirement planning

Education and Professional Credentials

  • Bachelor’s degree / Communications with a Public Relations Emphasis – University of North Dakota

The Rest of the Story

Alison Perez knows that sound financial planning will assist clients in reaching their life goals. She’s helped clients with first homes, vacation homes, saving for college, as well as retirement and other life events.

With a passion for parenting and spending time at the lake with family, Alison applies that same commitment, planning, preparation and enthusiasm when advising clients on planning for their financial future. Wherever your unique path leads, she works to help you reach your financial goals

Bank
Grand Forks

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Kim Peters

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Kim Peters

headshot of Kim Peters

Personal Banker
Office Manager
Officer

Bank: 218.784.7121
Cell: 218.556.6972
Toll Free: 888.786.7121
Fax: 218.784.3440
NMLS#: 504053
Email: [email protected]

Looking Below the Surface When Planning for the Future

Kim Peters works to assist customers in setting down the path to planning their financial future. Whether helping clients finance a new home, plan for the future, or prepare for their children’s education, Kim actively pursues solutions to help clients meet their financial goals.

Areas of Expertise

  • Mortgage lending
  • Consumer lending

The Rest of the Story

As a scuba diver, racquetball player and half-marathon runner, Kim actively pursues life. Having grown up in Ada, she enjoys helping the community through her involvement with the Lions Club, Ada Area Promotions Community, and the Norman County Relay for Life. When scuba diving, Kim dives deeper to see what’s under the surface. She takes that same approach in helping you plan for your financial future as you prepare for the bends in life’s road.

Bank
Ada

Location
201 E Main St S
Ada, Minnesota 56510
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Hours
8:30 am – 4 pm, M-F
 
Drive-Up
8:30 am – 5 pm, M-F
 
Night Depository

Patrick Stadum

headshot of Patrick Stadum

Patrick Stadum

headshot of Patrick Stadum
Associate Banker

Bank: 701.235.4248
Direct: 701-297-4876
Toll Free: 800.214.4986
Fax: 701.297.4860
NMLS#: 1618631
Email: [email protected]

Perspective Leads to Effective Ways to Help Clients Reach Goals

Different perspectives and new ideas result in an array of options. Patrick Stadum approaches financial services through a combination of up-to-date solutions and commitment to customer service. The blending of fresh ideas and proven strategies means Patrick’s clients receive a variety of well thought out choices to help them meet their financial goals.

Areas of Expertise

  • Convenience Banking products and services
  • Consumer lending
  • Financial planning

Education and Professional Credentials

  • Bachelor’s Degree / Investments – University of North Dakota

The Rest of the Story

Perspective is a theme throughout Patrick Stadum’s professional and personal paths. Born in New Hampshire and raised in Rugby, North Dakota, he chose to stay in the state to attend college and then build his career in the Red River Valley.

Patrick engages a fresh perspective to meet clients’ financial needs. He appreciates the strong sense of community in the Fargo-Moorhead area. In his spare time, Patrick enjoys golfing or playing pool. No matter which sport he plays, he uses perspective to line up the perfect shot to achieve success.

In financial services, Patrick takes his cues from clients to develop a game plan that helps them reach their financial and investment goals for a successful future.

Bank
Fargo Downtown

Location
215 5th St N
Fargo, North Dakota 58102
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Hours
9 am – 5 pm, M-F

Night Depository