Ryan Amiot

Ryan Amiot

Ryan Amiot

Ryan Amiot

Personal Banker

Bank: 218.773.9711
Direct: 218.773.4717
Toll Free: 877.773.9711
Fax: 218.773.4710
NMLS#: 2128377
Email:  [email protected]

The Right Solutions for Your Situation 

When working with customers on their financial goals, Ryan Amiot focuses on their situation and needs, and uses his financial expertise to help determine the best course of action. Whether you’re dreaming of buying that first home, looking to refinance, or wanting to find better ways to manage your finances, Ryan can help you find what works best for you.

Areas of Expertise

  • Home ownership
  • Convenience products and services
  • Consumer Lending

Education and Professional Credentials

Bachelor’s degree / Business Administration – North Dakota State University

The Rest of the Story

Growing up playing sports, Ryan has always been passionate about putting in the work necessary to become the best that he can be. That passion goes beyond just athletics. In college he was a member of Beta Gamma Sigma Honor Society, an international business honor society for the top 10% of students at AACSB-accredited schools. He’s also currently a member of the Greater Grand Forks Young Professionals.

Phone
218.773.9711

Location
140 Gateway Dr NE
E. Grand Forks, Minnesota 56721
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 6 pm, M-F
10:00 am – Noon, Sat

Night Depository & ATM

Dan Erdman

headshot of Dan Erdman

Dan Erdman

headshot of Dan Erdman

Private Banker
Associate Manager
Officer

Bank: 218.281.3305
Cell: 218.521.0450
Toll Free: 888.329.3305
Fax: 218.281.6339
NMLS#: 504030
Email: [email protected]

Quickly Responding to Clients’ Financial Goals

Life can change quickly and so can your financial goals.

Dan Erdman listens to your situation and more importantly, asks the right questions. He researches and provides resources to develop solutions that fit your goals.

From your child’s first savings account to financing a home or an education and retirement planning, Dan knows that steadiness combined with quick, innovative thinking are a strong combination when planning for your financial future. His focus on customer service continues long after a solution is found. He’ll help you adapt your financial strategies through life’s twists and turns.

Area of Expertise

  • Consumer lending
  • Education financing
  • Home mortgage lending and refinancing

Education and Professional Credentials

  • Associate of Applied Science / Accounting – Banking & Finance – Aakers Business College

The Rest of the Story

The best thing about working and living in Crookston, according to Dan, is that he knows his customers by name, not by number. At American Federal, clients look for a trusted place to do business.

Trust is also a key component in other areas of Dan’s service to the community.  He is a Board member for Crookston Aquatic Boosters and its Crookston Ox Cart Festival Committee, and Trinity Lutheran Church Endowment Committee.

When he’s not serving his community as a Banker or volunteering, Dan is a Star Wars fan. His status as a Jedi Master is unknown, but it’s clear Dan’s forces are dedicated to serving his customers and his community.

Phone
218.281.3305

Location
304 N Broadway
Crookston, Minnesota 56716
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Hours
9 am – 4 pm, M-W, F
9 am – 5 pm, Th

Drive-Up
7:30 am – 5:30 pm, M-F

Night Depository & ATM

Chris Grettum

headshot of Chris Grettum

Chris Grettum

headshot of Chris Grettum

Private Banker
Assistant Vice President

Bank: 701.235.4248
Direct: 701.297.4875
Cell: 701.866.9878
Toll Free: 800.214.4986
Fax: 701.297.4860
NMLS#: 183115
Email: [email protected]

Striving to Help You Achieve Financial Success

Personal Banker Chris Grettum thinks responding to clients swiftly and accurately is important. A native of Fargo-Moorhead, he appreciates the opportunity to assist clients in meeting their short- and long-term financial goals.

With eight years of experience in the consumer finance industry, Chris strives to identify solutions to help achieve your personal financial goals.

Areas of Expertise

  • Mortgage/Home Equity lending
  • Personal banking
  • Major Consumer purchases

Education and Professional Credentials

  • Bachelor’s of Arts / Marketing – University of North Dakota

The Rest of the Story

Chris enjoys working in the Red River Valley because it gives him a chance to help people in the community in which he grew up.

As a fan of former NBA player Michael Jordan, Chris says the basketball star never stopped working to improve, even as he was winning championships—a principle Chris follows when he assists banking clients.

As a runner, Chris was a member of high school championship teams and continues staying active in events such as the Fargo half-marathon. He knows that crossing the finish line is only the beginning of the journey. Chris applies the same dedication to help you reach your financial goals.

Phone
701.235.4248

Location
215 5th St N
Fargo, North Dakota 58102
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Hours
9 am – 5 pm, M-F

Night Depository

Brooke Hassel

headshot of Brooke Hassel

Brooke Hassel

headshot of Brooke Hassel

Personal Banker

Bank: 218.281.3305
Toll Free: 888.329.3305
Fax: 218.281.6339
NMLS#: 1477471
Email: [email protected]

Focusing on the Long View

Knowing a place and its people helps bring their needs into focus. As a long-term Minnesota native, Brooke Hassel combines her banking expertise and knowledge of the region to help clients meet their goals.

From helping clients find banking solutions for their busy lives to achieving their dream of home ownership, her approach to helping clients reach both short-term and long-term financial goals centers on serving those in her community.

Areas of Expertise

  • Home ownership
  • Convenience banking
  • Major purchases

Education and Professional Credentials

  • Crookston High School

 The Rest of the Story

Born and raised in Crookston, Minnesota, Brooke enjoys the hometown feeling of community that helps her provide customized banking service to her clients.

Her previous professional experience in health care also means she understands that attention to the big picture as well as the details make for a successful customer experience.

As an amateur photographer, Brooke observes people and their surroundings to capture the right moment. In addition, she views customers’ financial needs from the dual perspective of wide angle to zooming in on the details, offering banking solutions that help you meet your goals.

Phone
218.281.3305

Location
304 N Broadway
Crookston, Minnesota 56716
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Hours
9 am – 4 pm, M-W, F
9 am – 5 pm, Th

Drive-Up
7:30 am – 5:30 pm, M-F

Night Depository & ATM

Charlie Jorgensen

Charlie Jorgensen

Charlie Jorgensen

Charlie Jorgensen

Personal Banker

Bank: 218.233.2791
Direct: 218.477.0924
Toll Free: 877.532.2791
Fax: 218.233.6609
NMLS#: 2260821
Email: [email protected]

Helping Clients Reach Goals is its Own Reward

When planning to meet your financial goals, Charlie Jorgensen uses financial expertise that is fueled by a strong desire to help his clients. Whether looking for convenient ways to manage your finances or looking to make a major purchase, his work ethic and attention to planning and achieving results can help you achieve financial success.

Areas of Expertise

  • Home ownership
  • Personal loans
  • Convenience products and services
  • Cash management

The Rest of the Story

Preparing to meet your financial goals requires expertise along with someone on your team who will also help you go the distance. When it comes down to it, Charlie’s main motivation is helping people.

Early in his career he had a defining moment – he was working with a client who had been living paycheck to paycheck, and Charlie sat down with him to help him understand his options when it came to things like paying down debt and saving money. The customer was appreciative and frankly surprised that Charlie was willing to spend time laying things out for him — in past banking relationships the customer had been brushed off or told to look online when asking for financial advice. The satisfaction of being able to help make a difference for this customer was an ‘ah-ha’ moment for Charlie, and he’s carried his dedication to helping however he can throughout his career.

Charlie is originally from the Fargo area, and his favorite part of the F-M community is the friendly and hardworking people and the sense of community they’ve built. In his spare time, he likes to play basketball, read philosophy, write, watch sports, and listen to podcasts.

Phone
218.233.2791

Location
601 Center Ave
Moorhead, MN 56560
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Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository

Michael Kjelshus

headshot of Michael Kjelshus

Michael Kjelshus

headshot of Michael Kjelshus

Ag/Business Banker

Bank: 701.775.1133
Direct: 701.335.2103
Cell: 701.213.8378
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 1636676
Email: [email protected]

Precise Planning Helps Clients Reach their Goals

Hundreds of changing variables can affect your financial future. An advisor such as Michael Kjelshus, with broad knowledge and a commitment to relationship building and teamwork, can make a difference.

With business, real estate and retirement expertise, Mike cultivates long-term relationships with customers. He customizes financial solutions for you in the near-term and long range, throughout various stages of life. Whether preventive maintenance or fine-tuned planning are required, Mike listens keenly and collaborates to help you reach your financial goals.

Areas of Expertise

  • Business acquisition and expansion
  • Commercial real estate
  • Multi-family rental property financing

Education and Professional Credentials

  • Bachelor’s Degree / Accountancy – University of North Dakota

The Rest of the Story

Mike knows how multiple parts working together with precision make a difference in performance.  Prior to his years in banking, he worked on military aircraft for 15 years, serving in the U.S. Navy in both active duty and reserve roles.

He applies similar teamwork and commitment to developing plans and advising clients to meet their financial goals. As part of the community, he participates in activities of the Chamber of Commerce, Optimist International and the American Legion.

Mike says the best thing about living and working in the Greater Grand Forks area is the people, as well as the big town amenities with a small town feel. His extensive experience will help you develop precise plans that create a smooth path to achieve a successful financial landing

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Paige Kjesbo

headshot of Paige Kjesbo

Paige Kjesbo

headshot of Paige Kjesbo

Ag/Business Banker
Market President, Wahpeton
Vice President

Bank: 701.642.8434
Direct: 701.672.1032
Cell: 218.689.5800
Toll Free: 877.642.8434
Fax: 701.642.8435
NMLS#: 1748837
Email: [email protected]

Multi-Dimensional Fields Require a Banking Advisor with Multi-Dimensional Skills

There are many sides to a financial picture. Paige Kjesbo uses her multi-faceted agricultural and business experience to provide detailed analysis and solutions for her banking clients.

Paige’s leadership roles in agricultural organizations help her uniquely understand the technical and operational sides of agriculture. She uses that acumen to assist producers and agri-business clients to plan for their financial futures.

Born and raised in Hallock, Minnesota, her Red River Valley roots are evident in the career path she chose to help clients in agri-business. Her experience in credit analysis, agriculture, animal health and leadership blend well to assist clients in propelling their businesses forward.

Areas of Expertise

  • Livestock enterprises
  • Deposit and cash management solutions
  • Credit analysis

Education and Professional Credentials

  • Bachelor’s Degree – Animal Science and Microbiology – North Dakota State University

The Rest of the Story

Paige is committed to fostering the connection between consumers and agricultural producers through education. In turn, she provides her agricultural clients with information to help them reach financial goals for their multi-faceted businesses.

Her 15 years in 4-H provided a solid foundation, emphasizing head, heart, hands and health. Paige was Little International Beef Superintendent at North Dakota State University, as well as President of the Collegiate Cattlewomen and an Ambassador for the College of Agriculture.

She served as a Research Assistant for the Agricultural Research Service of the U.S. Department of Agriculture in Fargo.

As a member of a collegiate meat judging team, she traveled the United States to observe a variety of agricultural operations.  She is a member of Rotary International in Wahpeton-Breckenridge, and traveled with the local service club to Guatemala where Rotarians built a schoolhouse.

Most importantly, Paige appreciates the sense of community and connection to agriculture that she has experienced throughout the Red River Valley. She uses her multi-dimensional experience to help clients make prime choices in planning for their financial future.

Phone
701.642.8434

Location
615 2nd Ave N
PO Box 906
Wahpeton, ND 58075
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Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository

Tanner Kratochvil

TANNER KRATOCHVIL

Tanner Kratochvil

TANNER KRATOCHVIL

Personal Banker 

Bank: 218.773.9711
Direct: 218.773.4720
Cell: 701.741.8149
Toll Free: 877.773.9711
Fax: 218.773.4710
NMLS#: 2351345
Email: [email protected]

Identifying Goals and Developing Solutions

Tanner specializes in helping clients identify their financial goals and providing resources and developing solutions to help achieve them. His client-first approach builds long-standing relationships that help clients chart their financial futures.

Tanner is well versed in the financial services industry, beginning his tenure with American Federal as an Associate in college.

Areas of Expertise

  • Home Ownership
  • Convenience Services
  • Personal Banking

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – University of North Dakota

The Rest of the Story

Tanner’s favorite part about being in Grand Forks sales office is being able to be part of a community that is also his hometown. He enjoys going to UND sporting events and playing hockey. In the summer, he likes to spend time at the lake, and enjoys fishing, boating, and golfing.

Phone
218.773.9711

Location
140 Gateway Dr NE
E. Grand Forks, Minnesota 56721
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 6 pm, M-F
10:00 am – Noon, Sat

Night Depository & ATM

E. Justin Marquis

headshot of E. Justin Marquis

E. Justin Marquis

headshot of E. Justin Marquis
Toll Free: 877.435.1474
Fax: 218.435.1470
NMLS#: 1580651

Experience and Perspective Help Shape Financial Success

Understanding agribusiness and serving customers goes hand-in-hand when you grow up in the area where you serve your customers. E. Justin Marquis brings expertise in business to help producers and agribusinesses set and reach their financial goals.

A native of Fosston, Minnesota, Justin brings additional expertise, having worked in the agricultural equipment business in management and as a sales representative. He uses his knowledge of the region and agribusiness in providing tools that help American Federal customers map out financial options for success.

Area of Expertise

  • Business banking
  • Agricultural lending
  • Equipment purchase and leasing

Education and Professional Credentials

  • Bachelor’s Degree / Biology – Minnesota State University Moorhead

The Rest of the Story

Previously working in the agricultural equipment business, Justin uses his broad knowledge of agribusiness to help meet clients’ needs. A native of Fosston, Minnesota, he appreciates having the opportunity to provide professional expertise to assist customers in his hometown region.

An avid outdoorsman, Justin also previously worked for fishing charters in Sitka, Alaska and still enjoys winter darkhouse spear fishing in Minnesota. With agricultural and business experience, Justin helps clients’ gauge the depth and tools needed to target and achieve long-term financial goals.

Phone
218.435.1474

Location
209 Johnson Ave N
Fosston, MN 56542
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5 pm, M-F
8:30 am – Noon, Sat

Night Depository & ATM

Chris Marvel

Chris Marvel

Chris Marvel

headshot of Chris Marvel

Business Banker
Vice President

Bank: 218.739.3377
Direct: 218.998.4586
Cell: 701.540.8845
Toll Free: 888.389.3377
Fax: 218.739.9487
NMLS#: 504048
Email: [email protected]

Industry Experience and Personal Service

As a Business Banker, Chris Marvel provides clients with more than two decades of expertise in the financial services industry. From small business to residential real estate and new construction, he provides financial expertise to clients.

Areas of Expertise

  • Small business lending
  • Residential real estate
  • Lakes area real estate
  • Construction lending

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – Bemidji State University

The Rest of the Story

Chris Marvel provides expertise to clients as well as the community. He is a board member of the Fergus Falls Area Family YMCA, serves as secretary for the YMCA Foundation and is treasurer of the Fergus Falls Backcourt Club.

In his spare time, Chris enjoys spending time at the lake with family and downhill skiing. He is an avid fan of all Minnesota sports from the Twins to the Vikings to college hockey.

Phone
218.739.3377

Location
117 S Mill St
Fergus Falls, Minnesota 56537
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository & ATM