Melissa Casper

headshot of Melissa Casper

Melissa Casper

headshot of Melissa Casper

Associate Banker

Bank: 218.843.3656
Direct: 218.843.3656
Toll Free: 877.884.3656
Fax: 218.843.3658
NMLS#: 1218995
Email: [email protected]

No Place Like Home for Conducting Business

Innovative thinking and problem-solving skills go a long way in navigating the path to a successful financial future. Associate Banker Melissa Casper uses skills developed in a variety of sectors to help clients determine the best options to reach long-term financial goals.

A native of Kennedy, Minnesota, Melissa uses her knowledge of the region and knowledge of banking to assist clients with financial solutions that make a difference. Melissa’s commitment to customer service help her clients reach a variety of financial milestones.

Area of Expertise

  • Convenience banking
  • Mortgage lending
  • Business health savings accounts (HSAs)
  • Individual retirement accounts (IRAs)

Education and Professional Credentials

  • Bachelor’s Degree / Education – University of North Dakota

The Rest of the Story

Previously working in education, in sales and as the owner of a small business, Melissa’s skills include the ability to help others learn and progress. Moving to Boston during her initial teaching career, served as a valuable professional experience, as well as reinforcement of the adage that there’s no place like home. Melissa says since she moved back to Minnesota, it would be very hard to leave again.

Melissa appreciates being back in the community in which she grew up and having an opportunity to help people in the region learn ways to meet their long-term financial goals.

Bank
Hallock

Location
157 2nd St S
Hallock, Minnesota 56728
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Hours
8:30 am – 4 pm, M-F

Drive-Up
8:30 am – 5 pm, M-F

Night Depository & ATM

Dan Erdman

headshot of Dan Erdman

Dan Erdman

headshot of Dan Erdman

Associate Banker
Associate Manager
Officer

Bank: 218.281.3305
Cell: 218.521.0450
Toll Free: 888.329.3305
Fax: 218.281.6339
NMLS#: 504030
Email: [email protected]

Quickly Responding to Clients’ Financial Goals

Life can change quickly and so can your financial goals.

Dan Erdman listens to your situation and more importantly, asks the right questions. He researches and provides resources to develop solutions that fit your goals.

From your child’s first savings account to financing a home or an education and retirement planning, Dan knows that steadiness combined with quick, innovative thinking are a strong combination when planning for your financial future. His focus on customer service continues long after a solution is found. He’ll help you adapt your financial strategies through life’s twists and turns.

Area of Expertise

  • Consumer lending
  • Education financing
  • Home mortgage lending and refinancing

Education and Professional Credentials

  • Associate of Applied Science / Accounting – Banking & Finance – Aakers Business College

The Rest of the Story

The best thing about working and living in Crookston, says Dan, is that he knows his customers by name, not by number. At American Federal, clients look for a trusted place to do business.

Trust is also a key component in other areas of Dan’s service to the community.  He is a Board member for Crookston Aquatic Boosters and its Crookston Ox Cart Festival Committee, and Trinity Lutheran Church Endowment Committee.

When he’s not serving his community as a Banker or volunteering, Dan is a Star Wars movie fan. His status as a Jedi Master is unknown, but it’s clear Dan’s forces are dedicated to serving his customers and his community.

Bank
Crookston

Location
304 N Broadway
Crookston, Minnesota 56716
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Hours
9 am – 4 pm, M-W, F
9 am – 5 pm, Th

Drive-Up
7:30 am – 5:30 pm, M-F
8:30 am – Noon, Sat

ATM
Ampride Convenience Mart
1020 Hwy 75 S
Get Directions

Night Depository & ATM

Chris Grettum

headshot of Chris Grettum

Chris Grettum

headshot of Chris Grettum

Personal Banker
Assistant Vice President

Bank: 701.235.4248
Direct: 701.297.4875
Cell: 701.866.9878
Toll Free: 800.214.4986
Fax: 701.297.4860
NMLS#: 183115
Email: [email protected]

Striving to Help You Achieve Financial Success

Personal Banker Chris Grettum thinks responding to clients swiftly and accurately is important. A native of Fargo-Moorhead, he appreciates the opportunity to assist clients in meeting their short- and long-term financial goals.

With eight years of experience in the consumer finance industry, Chris strives to identify solutions to help achieve your personal financial goals.

Areas of Expertise

  • Mortgage/Home Equity lending
  • Personal banking
  • Major Consumer purchases

Education and Professional Credentials

  • Bachelor’s of Arts / Marketing – University of North Dakota

The Rest of the Story

Chris enjoys working in the Red River Valley because it gives him a chance to help people in the community in which he grew up.

As a fan of former NBA player Michael Jordan, Chris says the basketball star never stopped working to improve, even as he was winning championships—a principle Chris follows when he assists banking clients.

As a runner, Chris was a member of high school championship teams and continues staying active in events such as the Fargo half-marathon. He knows that crossing the finish line is only the beginning of the journey. Chris applies the same dedication to help you reach your financial goals.

Bank
Fargo Downtown

Location
215 5th St N
Fargo, North Dakota 58102
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Hours
9 am – 5 pm, M-F

Night Depository

Brooke Hassel

headshot of Brooke Hassel

Brooke Hassel

headshot of Brooke Hassel

Associate Banker

Bank: 218.281.3305
Toll Free: 888.329.3305
Fax: 218.281.6339
NMLS#: 1477471
Email: [email protected]

Focusing on the Long View

Knowing a place and its people helps bring their needs into focus. As a long-term Minnesota native, Brooke Hassel combines her banking expertise and knowledge of the region to help clients meet their goals.

From helping clients find banking solutions for their busy lives to achieving their dream of home ownership, her approach to helping clients reach both short-term and long-term financial goals centers on serving those in her community.

Areas of Expertise

  • Home ownership
  • Convenience banking
  • Major purchases

Education and Professional Credentials

  • Crookston High School

 The Rest of the Story

Born and raised in Crookston, Minnesota, Brooke enjoys the hometown feeling of community that helps her provide customized banking service to her clients.

Her previous professional experience in health care also means she understands that attention to the big picture as well as the details make for a successful customer experience.

As an amateur photographer, Brooke observes people and their surroundings to capture the right moment. In addition, she views customers’ financial needs from the dual perspective of wide angle to zooming in on the details, offering banking solutions that help you meet your goals.

Bank
Crookston

Location
304 N Broadway
Crookston, Minnesota 56716
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Hours
9 am – 4 pm, M-W, F
9 am – 5 pm, Th

Drive-Up
7:30 am – 5:30 pm, M-F
8:30 am – Noon, Sat

ATM
Ampride Convenience Mart
1020 Hwy 75 S
Get Directions

Night Depository & ATM

Adam Heyer

headshot of Adam Heyer

Adam Heyer

headshot of Adam Heyer

Associate Banker

Bank: 701.235.9906
Direct: 701.893.3904
Toll Free: 877.235.9906
Fax: 701.237.6599
NMLS#: 1973610
Email: [email protected]

Teamwork Leads to Results

When planning to meet your financial goals, Adam Heyer uses financial expertise and a commitment to teamwork to help you reach them. Whether looking for convenient ways to manage your finances or looking to own a home, his work ethic, attention to planning and achieving results can help you plan for financial success.

Areas of Expertise

  • Home ownership
  • Convenience products and services
  • Cash management

Education and Professional Credentials

Bachelor’s degree / Finance / North Dakota State University

The Rest of the Story

Preparing to meet your financial goals requires expertise along with someone on your team who will also help you go the distance. Adam appreciates the versatility, teamwork and dedication needed to reach your goals.

He likes the friendliness of the Fargo-Moorhead community and the convenience of getting just about anywhere in 15 minutes.

As a three-sport athlete in football, basketball, and track and field, Adam knows how to leave everything on the field and make a full court press to serve his clients. In addition, his focus on being part of your team will help you develop a versatile plan to achieve winning results.

Bank
Fargo South

Location
1301 30th Ave S
Fargo, North Dakota 58103
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Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Aaron Horn

Aaron Horn

Aaron Horn

Aaron Horn

Associate Banker

Bank: 218.233.2791
Direct: 218.477.0924
Toll Free: 877.532.2791
Fax: 218.233.6609
NMLS#: 2093466
Email:  [email protected]

The Right Solutions for Your Situation 

When working with customers on their financial goals, Aaron Horn focuses on their situation and needs, and uses his financial expertise to help determine the best course of action. Whether you’re dreaming of buying that first home, looking to refinance, or wanting to find better ways to manage your finances, Aaron can help you find what works best for you.

Areas of Expertise

  • Home ownership
  • Convenience products and services
  • Consumer Lending

Education and Professional Credentials

Bachelor’s degree / Finance – North Dakota State University

The Rest of the Story

Born and raised in Barnesville, MN, Aaron understands what it means to live and work here in the Red River Valley and appreciates the strong sense of community in the Fargo-Moorhead area. In his spare time, he enjoys snowboarding and also plays guitar. Aaron knows that when making music you need to choose the right notes to fit with the song, and likewise, he knows that in banking you need to choose the right solutions to fit the situation.

Bank
Moorhead

Location
601 Center Ave
Moorhead, Minnesota 56560
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Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository

Michael Kjelshus

headshot of Michael Kjelshus

Michael Kjelshus

headshot of Michael Kjelshus

Ag/Business Banker

Bank: 701.775.1133
Direct: 701.335.2103
Cell: 701.213.8378
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 1636676
Email: mkjelshus[email protected]

Precise Planning Helps Clients Reach their Goals

Hundreds of changing variables can affect your financial future. An advisor such as Michael Kjelshus, with broad knowledge and a commitment to relationship building and teamwork, can make a difference.

With business, real estate and retirement expertise, Mike cultivates long-term relationships with customers. He customizes financial solutions for you in the near-term and long range, throughout various stages of life. Whether preventive maintenance or fine-tuned planning are required, Mike listens keenly and collaborates to help you reach your financial goals.

Areas of Expertise

  • Business acquisition and expansion
  • Commercial real estate
  • Multi-family rental property financing

Education and Professional Credentials

  • Bachelor’s Degree / Accountancy – University of North Dakota

The Rest of the Story

Mike knows how multiple parts working together with precision make a difference in performance.  Prior to his years in banking, he worked on military aircraft for 15 years, serving in the U.S. Navy in both active duty and reserve roles.

He applies similar teamwork and commitment to developing plans and advising clients to meet their financial goals. As part of the community, he participates in activities of the Chamber of Commerce, Optimist International and the American Legion.

Mike says the best thing about living and working in the Greater Grand Forks area is the people, as well as the big town amenities with a small town feel. His extensive experience will help you develop precise plans that create a smooth path to achieve a successful financial landing

Bank
Grand Forks

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Paige Kjesbo

headshot of Paige Kjesbo

Paige Kjesbo

headshot of Paige Kjesbo

Ag/Business Banker
Officer

Bank: 701.642.8434
Direct: 701.672.1032
Cell: 218.689.5800
Toll Free: 877.642.8434
Fax: 701.642.8435
NMLS#: 1748837
Email: [email protected]

Multi-Dimensional Fields Require a Banking Advisor with Multi-Dimensional Skills

There are many sides to a financial picture. Paige Kjesbo uses her multi-faceted agricultural and business experience to provide detailed analysis and solutions for her banking clients.

Paige’s leadership roles in agricultural organizations help her uniquely understand the technical and operational sides of agriculture. She uses that acumen to assist producers and agri-business clients to plan for their financial futures.

Born and raised in Hallock, Minnesota, her Red River Valley roots are evident in the career path she chose to help clients in agri-business. Her experience in credit analysis, agriculture, animal health and leadership blend well to assist clients in propelling their businesses forward.

Areas of Expertise

  • Livestock enterprises
  • Deposit and cash management solutions
  • Credit analysis

Education and Professional Credentials

  • Bachelor’s Degree – Animal Science and Microbiology – North Dakota State University

The Rest of the Story

Paige is committed to fostering the connection between consumers and agricultural producers through education. In turn, she provides her agricultural clients with information to help them reach financial goals for their multi-faceted businesses.

Her 15 years in 4-H provided a solid foundation, emphasizing head, heart, hands and health. Paige was Little International Beef Superintendent at North Dakota State University, as well as President of the Collegiate Cattlewomen and an Ambassador for the College of Agriculture.

She served as a Research Assistant for the Agricultural Research Service of the U.S. Department of Agriculture in Fargo.

As a member of a collegiate meat judging team, she traveled the United States to observe a variety of agricultural operations.  She is a member of Rotary International in Wahpeton-Breckenridge, and traveled with the local service club to Guatemala where Rotarians built a schoolhouse.

Most importantly, Paige appreciates the sense of community and connection to agriculture that she has experienced throughout the Red River Valley. She uses her multi-dimensional experience to help clients make prime choices in planning for their financial future.

Bank
Wahpeton

Location
615 2nd Ave N
Wahpeton, North Dakota 58075
Get Directions

Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository

Tye Korbl

headshot of Tye Korbl

Tye Korbl

headshot of Tye Korbl

Private Banker
Vice President

Bank: 701.235.9906
Direct: 701.893.3902
Cell: 701.541.5615
Toll Free: 877.235.9906
Fax: 701.237.6599
NMLS#: 648152
Email: [email protected]

Financial Discipline Can Lead to Financial Success

Tye Korbl’s background in finance, along with a blade-sharp work ethic, means he focuses on his clients’ financial goals.

Area of Expertise

  • Mortgage/Home Equity lending
  • Personal banking
  • Major Consumer purchases
  • Home mortgage lending and refinancing

Education and Professional Credentials

  • Bachelor’s of Arts / Public & Private Sector – Brown University, Providence, RI

The Rest of the Story

Tye teams with his clients to achieve results. Not too surprising for this Grafton, N.D., native who was born on the same day the U.S. Men’s Ice Hockey Team won its gold medal in 1980, after the Miracle on Ice win over the Soviet Union and medal game with Finland.

Working as a team leader isn’t new to Tye. He lettered in hockey, football and baseball, later playing Division I hockey at Brown University, earning all-academic status while serving as team captain. He also played professional hockey in Wichita, Kansas.

Tye appreciates the Red River Valley region’s focus on family and community. He serves as an assistant hockey coach of the Fargo North Spartans and keeps his competitive edge sharp by playing men’s league hockey and softball.

Tye’s achievements mirror a quote by hockey great Wayne Gretzky who said, “The highest compliment you can pay me is to say that I work hard every day.” Tye uses these same qualities to lead clients on their path towards financial success.

Bank
Fargo South

Location
1301 30th Ave S
Fargo, North Dakota 58103
Get Directions

Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Tony Lopez

headshot of Tony Lopez

Tony Lopez

headshot of Tony Lopez

Associate Banker

Bank: 701.642.8434
Direct: 701.672.1035
Cell: 701.899.2600
Toll Free: 877.642.8434
Fax: 701.642.8435
NMLS#: 1769115
Email: [email protected]

Bringing Clients’ Financial Goals into Focus

Taking time to get to know clients builds a financial relationship that serves client needs. With a dozen years of banking experience, Tony Lopez uses his expertise to help you build your financial future.

From opening a client’s first checking account to helping them complete a home purchase or plan for retirement, his client-first approach builds long-standing relationships that help clients chart their financial futures.

Areas of Expertise

  • Consumer lending
  • Mortgage lending
  • Convenience banking solutions

Education and Professional Credentials

  • Accounting / Austin Community College
  • Life and Health Licensed in North Dakota and Minnesota

The Rest of the Story

Tony has financial experience that spans mortgage, convenience solutions, commercial banking, payment processing and client relations. Not only does he build professional relationships with clients, he understands the details to help them reach their financial goals.

The Red River Valley is a great place to work and raise a family, according to Tony, who counts people as the region’s chief asset. When not helping clients, you will find him coaching his sons’ sports teams or avidly watching sports teams from Texas.

A member of the Wahpeton-Breckenridge Rotary club, Tony enjoys serving his community. As a photography buff, he likes preserving moments of community and family.  Whether you need to zoom into financial details or take a wide-angle view of future goals, Tony will help you capture what’s needed to bring your financial plan into focus.

Bank
Wahpeton

Location
615 2nd Ave N
Wahpeton, North Dakota 58075
Get Directions

Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository