Ryan Amiot

Ryan Amiot

Ryan Amiot

Ryan Amiot

Personal Banker

Bank: 218.773.9711
Direct: 218.773.4717
Toll Free: 877.773.9711
Fax: 218.773.4710
NMLS#: 2128377
Email:  [email protected]

The Right Solutions for Your Situation 

When working with customers on their financial goals, Ryan Amiot focuses on their situation and needs, and uses his financial expertise to help determine the best course of action. Whether you’re dreaming of buying that first home, looking to refinance, or wanting to find better ways to manage your finances, Ryan can help you find what works best for you.

Areas of Expertise

  • Home ownership
  • Convenience products and services
  • Consumer Lending

Education and Professional Credentials

Bachelor’s degree / Business Administration – North Dakota State University

The Rest of the Story

Growing up playing sports, Ryan has always been passionate about putting in the work necessary to become the best that he can be. That passion goes beyond just athletics. In college he was a member of Beta Gamma Sigma Honor Society, an international business honor society for the top 10% of students at AACSB-accredited schools. He’s also currently a member of the Greater Grand Forks Young Professionals.

Phone
218.773.9711

Location
140 Gateway Dr NE
E. Grand Forks, Minnesota 56721
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 6 pm, M-F
10:00 am – Noon, Sat

Night Depository & ATM

Dan Erdman

headshot of Dan Erdman

Dan Erdman

headshot of Dan Erdman

Private Banker
Associate Manager
Officer

Bank: 218.281.3305
Cell: 218.521.0450
Toll Free: 888.329.3305
Fax: 218.281.6339
NMLS#: 504030
Email: [email protected]

Quickly Responding to Clients’ Financial Goals

Life can change quickly and so can your financial goals.

Dan Erdman listens to your situation and more importantly, asks the right questions. He researches and provides resources to develop solutions that fit your goals.

From your child’s first savings account to financing a home or an education and retirement planning, Dan knows that steadiness combined with quick, innovative thinking are a strong combination when planning for your financial future. His focus on customer service continues long after a solution is found. He’ll help you adapt your financial strategies through life’s twists and turns.

Area of Expertise

  • Consumer lending
  • Education financing
  • Home mortgage lending and refinancing

Education and Professional Credentials

  • Associate of Applied Science / Accounting – Banking & Finance – Aakers Business College

The Rest of the Story

The best thing about working and living in Crookston, according to Dan, is that he knows his customers by name, not by number. At American Federal, clients look for a trusted place to do business.

Trust is also a key component in other areas of Dan’s service to the community.  He is a Board member for Crookston Aquatic Boosters and its Crookston Ox Cart Festival Committee, and Trinity Lutheran Church Endowment Committee.

When he’s not serving his community as a Banker or volunteering, Dan is a Star Wars fan. His status as a Jedi Master is unknown, but it’s clear Dan’s forces are dedicated to serving his customers and his community.

Phone
218.281.3305

Location
304 N Broadway
Crookston, Minnesota 56716
Get Directions

Hours
9 am – 4 pm, M-W, F
9 am – 5 pm, Th

Drive-Up
7:30 am – 5:30 pm, M-F

Night Depository & ATM

Nick Gordon

Nick Gordon

Nick Gordon

Nick Gordon

Ag/Business Banker and Office Manager
Officer

Bank: 218.784.7121
Cell: 218.415.0588
Toll Free: 888.786.7121
Fax: 218.784.3440
Email: [email protected]

Financial Expertise and a Commitment to Community

Nick Gordon understands the challenges and rewards of working in agriculture. Born and raised in an ag-focused community, he advises his clients and helps them make the best decisions for their farm operations and businesses. What really motivates him is being able to help people achieve their goals, no matter how big or small.  He also appreciates being in a career that is always evolving and presenting new challenges.

Nick has worked in financial services for several years, and has experience in mortgage, retail banking, and brokerage services in addition to ag and business banking.

Areas of Expertise

  • Farm Ownership & Expansion
  • Risk Management 
  • Equipment Purchase & Leasing
  • Consumer Lending

The Rest of the Story

Nick is originally from Ada and is proud to call it his hometown. “This community has taught me so much,” he says. “The people are welcoming, kind, supportive, and truly care about the success of one another.”

He’s a member of the Dilworth Fire Department, and volunteers his time as a Junior Achievement Classroom Facilitator. In his spare time he enjoys fishing, spending time outdoors, and playing in softball and basketball leagues. He and his family also enjoy spending time together playing yard games, attending sporting events, and playing with their dogs.

Phone 
218.784.7121

Location
201 E Main St 
Ada, Minnesota 56510
Get Directions

Hours
8:30 am – 4 pm, M-F
 
Drive-Up
8:30 am – 5 pm, M-F
 
Night Depository

Chris Grettum

headshot of Chris Grettum

Chris Grettum

headshot of Chris Grettum

Private Banker
Assistant Vice President

Bank: 701.235.4248
Direct: 701.297.4875
Cell: 701.866.9878
Toll Free: 800.214.4986
Fax: 701.297.4860
NMLS#: 183115
Email: [email protected]

Striving to Help You Achieve Financial Success

Personal Banker Chris Grettum thinks responding to clients swiftly and accurately is important. A native of Fargo-Moorhead, he appreciates the opportunity to assist clients in meeting their short- and long-term financial goals.

With eight years of experience in the consumer finance industry, Chris strives to identify solutions to help achieve your personal financial goals.

Areas of Expertise

  • Mortgage/Home Equity lending
  • Personal banking
  • Major Consumer purchases

Education and Professional Credentials

  • Bachelor’s of Arts / Marketing – University of North Dakota

The Rest of the Story

Chris enjoys working in the Red River Valley because it gives him a chance to help people in the community in which he grew up.

As a fan of former NBA player Michael Jordan, Chris says the basketball star never stopped working to improve, even as he was winning championships—a principle Chris follows when he assists banking clients.

As a runner, Chris was a member of high school championship teams and continues staying active in events such as the Fargo half-marathon. He knows that crossing the finish line is only the beginning of the journey. Chris applies the same dedication to help you reach your financial goals.

Phone
701.235.4248

Location
215 5th St N
Fargo, North Dakota 58102
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Hours
9 am – 5 pm, M-F

Night Depository

Brooke Hassel

headshot of Brooke Hassel

Brooke Hassel

headshot of Brooke Hassel

Personal Banker

Bank: 218.281.3305
Toll Free: 888.329.3305
Fax: 218.281.6339
NMLS#: 1477471
Email: [email protected]

Focusing on the Long View

Knowing a place and its people helps bring their needs into focus. As a long-term Minnesota native, Brooke Hassel combines her banking expertise and knowledge of the region to help clients meet their goals.

From helping clients find banking solutions for their busy lives to achieving their dream of home ownership, her approach to helping clients reach both short-term and long-term financial goals centers on serving those in her community.

Areas of Expertise

  • Home ownership
  • Convenience banking
  • Major purchases

Education and Professional Credentials

  • Crookston High School

 The Rest of the Story

Born and raised in Crookston, Minnesota, Brooke enjoys the hometown feeling of community that helps her provide customized banking service to her clients.

Her previous professional experience in health care also means she understands that attention to the big picture as well as the details make for a successful customer experience.

As an amateur photographer, Brooke observes people and their surroundings to capture the right moment. In addition, she views customers’ financial needs from the dual perspective of wide angle to zooming in on the details, offering banking solutions that help you meet your goals.

Phone
218.281.3305

Location
304 N Broadway
Crookston, Minnesota 56716
Get Directions

Hours
9 am – 4 pm, M-W, F
9 am – 5 pm, Th

Drive-Up
7:30 am – 5:30 pm, M-F

Night Depository & ATM

Charlie Jorgensen

Charlie Jorgensen

Charlie Jorgensen

Charlie Jorgensen

Personal Banker

Bank: 218.233.2791
Direct: 218.477.0924
Toll Free: 877.532.2791
Fax: 218.233.6609
NMLS#: 2260821
Email: [email protected]

Helping Clients Reach Goals is its Own Reward

When planning to meet your financial goals, Charlie Jorgensen uses financial expertise that is fueled by a strong desire to help his clients. Whether looking for convenient ways to manage your finances or looking to make a major purchase, his work ethic and attention to planning and achieving results can help you achieve financial success.

Areas of Expertise

  • Home ownership
  • Personal loans
  • Convenience products and services
  • Cash management

The Rest of the Story

Preparing to meet your financial goals requires expertise along with someone on your team who will also help you go the distance. When it comes down to it, Charlie’s main motivation is helping people.

Early in his career he had a defining moment – he was working with a client who had been living paycheck to paycheck, and Charlie sat down with him to help him understand his options when it came to things like paying down debt and saving money. The customer was appreciative and frankly surprised that Charlie was willing to spend time laying things out for him — in past banking relationships the customer had been brushed off or told to look online when asking for financial advice. The satisfaction of being able to help make a difference for this customer was an ‘ah-ha’ moment for Charlie, and he’s carried his dedication to helping however he can throughout his career.

Charlie is originally from the Fargo area, and his favorite part of the F-M community is the friendly and hardworking people and the sense of community they’ve built. In his spare time, he likes to play basketball, read philosophy, write, watch sports, and listen to podcasts.

Phone
218.233.2791

Location
601 Center Ave
Moorhead, MN 56560
Get Directions

Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository

Tanner Kratochvil

TANNER KRATOCHVIL

Tanner Kratochvil

TANNER KRATOCHVIL

Personal Banker 

Bank: 218.773.9711
Direct: 218.773.4720
Cell: 701.741.8149
Toll Free: 877.773.9711
Fax: 218.773.4710
NMLS#: 2351345
Email: [email protected]

Identifying Goals and Developing Solutions

Tanner specializes in helping clients identify their financial goals and providing resources and developing solutions to help achieve them. His client-first approach builds long-standing relationships that help clients chart their financial futures.

Tanner is well versed in the financial services industry, beginning his tenure with American Federal as an Associate in college.

Areas of Expertise

  • Home Ownership
  • Convenience Services
  • Personal Banking

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – University of North Dakota

The Rest of the Story

Tanner’s favorite part about being in Grand Forks sales office is being able to be part of a community that is also his hometown. He enjoys going to UND sporting events and playing hockey. In the summer, he likes to spend time at the lake, and enjoys fishing, boating, and golfing.

Phone
218.773.9711

Location
140 Gateway Dr NE
E. Grand Forks, Minnesota 56721
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 6 pm, M-F
10:00 am – Noon, Sat

Night Depository & ATM

Dan Messelt

headshot of Dan Messelt

Dan Messelt

headshot of Dan Messelt

Private Banker
Assistant Vice President

Bank: 218.773.9711
Direct: 218.773.4719
Cell: 218.791.6179
Toll Free: 877.773.9711
Fax: 218.773.4710
NMLS#: 504050
Email: [email protected]

When Planning, Preparation and Opportunity Converge

In Dan Messelt, clients find a private banker, mortgage broker and comprehensive financial planner all in one. With more than 14 years of experience in financial services, he is able to help clients with needs that are as varied as retirement planning, home ownership, saving for college and insurance protection.

Areas of Expertise

  • Mortgage lending
  • Retirement planning
  • Consumer lending

Education and Professional Credentials

  • Bachelor’s degree / Finance Management – University of North Dakota

The Rest of the Story

No matter what the season, you’ll find Dan outdoors. In addition to being an avid hunter and fisherman, Dan enjoys hitting the links and spending time with family and friends at the lake.

Whether in the boat or in a duck blind, Dan recognizes that planning, preparation and opportunity converge to create success. He’ll apply those same principles to help you achieve your financial goals.

Phone
218.773.9711

Location
140 Gateway Dr NE
E. Grand Forks, Minnesota 56721
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 6 pm, M-F
10:00 am – Noon, Sat

Night Depository & ATM

Julie Nowacki

Julie Nowacki

Julie Nowacki

Julie Nowacki

Personal Banker

Bank: 218.745.4271
Toll Free: 877.745.4271
Fax: 218.745.4272
NMLS#: 757104
Email: [email protected]

 

Community Roots Planted Deeply Translate into Commitment to Client Service

Whether creating a song, a community, or a financial future, success is achieved note-by-note and piece-by-piece. As a lifelong resident of the community she serves, Julie Nowacki is committed to helping those in the community she calls home. With more than 30 years of experience in banking, she helps clients reach their financial goals.

Utilizing her knowledge of mortgage lending, retirement savings and convenience financial products, she helps clients build a path to home ownership, as well as other paths to meet their various financial needs.

Areas of Expertise

  • Mortgage lending
  • Retirement planning
  • Convenience suite of products and services

The Rest of the Story

Julie’s pride in her community shows in her involvement to enhance it. She serves as President of the North Valley Health Center governing board, Treasurer of the Warren Chamber of Commerce, member of the Warren Housing and Redevelopment Board, as well as a Board member of Friends of Godel Memorial Library.

She interacts with many community members in her professional and her volunteer capacities. Whether helping a young family secure their first home or charting a path for someone saving for retirement, Julie applies her knowledge of banking and the community to help clients reach their goals.

Julie is proud of the continued success of the community. She collaborates with others to generate progress. With deep roots as a lifelong resident of Warren, a penchant for the classic country music of George Strait and Patsy Cline, and a joy for singing karaoke, Julie knows a strong foundation and hard work bring results. She applies these same principles to help clients chart their financial future, while building a strong local community.

 

Phone
218.745.4271

Location
101 E Johnson Ave
Warren, Minnesota 56762
Get Directions

Hours
8:30 am – 4 pm, M-F

Drive-Up
8 am – 4 pm, M-F

Night Depository

Rachel Pederson

Rachel Pederson

Rachel Pederson

Rachel Pederson

Personal Banker

Bank: 701.775.1133
Direct: 701.335.2104
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#:2567457
Email: [email protected]

Finding Solutions to Reach Goals

Personal Banker Rachel Pederson starts her commitment to assisting clients by helping them identify their personal and financial goals. She then dedicates herself to finding the right solutions to help them meet those goals and dreams throughout every stage of life.

Areas of Expertise

  • Home Ownership
  • Convenience Services
  • Personal Loans

Education and Professional Credentials

  • Bachelor’s of Business Administration in Management and Leadership from the University of North Dakota

The Rest of the Story

Born and raised in small town North Dakota, Rachel values the strong communities and the people within. Value having the opportunity to build personal relationships with customers.

In her free time she enjoys spending time with family and friends, being outside on the lake and at the golf course, and supporting UND sports and events.

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM