John Jessen

John Jessen

John Jessen

John Jessen

Business Banker
Market President, Fargo South 

Bank: 701.235.9906
Direct: 701.893.3921
Cell: 701.591.9417
Toll Free: 877.235.9906
Fax: 701.237.6599
Email: [email protected]

A Career of Taking Care of What’s Important

With more than 30 years of experience in banking and the financial services industry, John has a simple philosophy: “Take excellent care of your customers and your employees, and the rest of it takes care of itself.” Throughout his lending career he’s worked in a number of disciplines and has also held multiple high-level leadership positions in the industry.

Areas of Expertise

  • Commercial and Industrial Lending
  • Commercial Real Estate Lending
  • Multi Family Lending
  • Risk Management

Education and Professional Credentials

  • Bachelor of Science in Business Administration — Dickinson State University 
  • Graduate School of Banking – Boulder, Colorado

The Rest of the Story

Although a native of Dickinson, ND, John says he loves the down to earth nature of people from the Fargo/Moorhead area and the vibrant economy that never seems to slow down. He’s active in the community, and is on the Board of Directors and is President Elect of TNT Kids Fitness and Gymnastics, an organization that advocates for the power of inclusiveness by engaging with community partnerships and making a difference in people of all abilities lives through movement.

In his spare time John enjoys spending time with family and friends, exercising and staying fit, and he loves watching sports and live music.

Phone
701.235.9906

Location
1301 30th Ave S
Fargo, North Dakota 58103
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Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Michael Kjelshus

headshot of Michael Kjelshus

Michael Kjelshus

headshot of Michael Kjelshus

Ag/Business Banker

Bank: 701.775.1133
Direct: 701.335.2103
Cell: 701.213.8378
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 1636676
Email: [email protected]

Precise Planning Helps Clients Reach their Goals

Hundreds of changing variables can affect your financial future. An advisor such as Michael Kjelshus, with broad knowledge and a commitment to relationship building and teamwork, can make a difference.

With business, real estate and retirement expertise, Mike cultivates long-term relationships with customers. He customizes financial solutions for you in the near-term and long range, throughout various stages of life. Whether preventive maintenance or fine-tuned planning are required, Mike listens keenly and collaborates to help you reach your financial goals.

Areas of Expertise

  • Business acquisition and expansion
  • Commercial real estate
  • Multi-family rental property financing

Education and Professional Credentials

  • Bachelor’s Degree / Accountancy – University of North Dakota

The Rest of the Story

Mike knows how multiple parts working together with precision make a difference in performance.  Prior to his years in banking, he worked on military aircraft for 15 years, serving in the U.S. Navy in both active duty and reserve roles.

He applies similar teamwork and commitment to developing plans and advising clients to meet their financial goals. As part of the community, he participates in activities of the Chamber of Commerce, Optimist International and the American Legion.

Mike says the best thing about living and working in the Greater Grand Forks area is the people, as well as the big town amenities with a small town feel. His extensive experience will help you develop precise plans that create a smooth path to achieve a successful financial landing

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Paige Kjesbo

headshot of Paige Kjesbo

Paige Kjesbo

headshot of Paige Kjesbo

Ag/Business Banker
Market President, Wahpeton
Vice President

Bank: 701.642.8434
Direct: 701.672.1032
Cell: 218.689.5800
Toll Free: 877.642.8434
Fax: 701.642.8435
NMLS#: 1748837
Email: [email protected]

Multi-Dimensional Fields Require a Banking Advisor with Multi-Dimensional Skills

There are many sides to a financial picture. Paige Kjesbo uses her multi-faceted agricultural and business experience to provide detailed analysis and solutions for her banking clients.

Paige’s leadership roles in agricultural organizations help her uniquely understand the technical and operational sides of agriculture. She uses that acumen to assist producers and agri-business clients to plan for their financial futures.

Born and raised in Hallock, Minnesota, her Red River Valley roots are evident in the career path she chose to help clients in agri-business. Her experience in credit analysis, agriculture, animal health and leadership blend well to assist clients in propelling their businesses forward.

Areas of Expertise

  • Livestock enterprises
  • Deposit and cash management solutions
  • Credit analysis

Education and Professional Credentials

  • Bachelor’s Degree – Animal Science and Microbiology – North Dakota State University

The Rest of the Story

Paige is committed to fostering the connection between consumers and agricultural producers through education. In turn, she provides her agricultural clients with information to help them reach financial goals for their multi-faceted businesses.

Her 15 years in 4-H provided a solid foundation, emphasizing head, heart, hands and health. Paige was Little International Beef Superintendent at North Dakota State University, as well as President of the Collegiate Cattlewomen and an Ambassador for the College of Agriculture.

She served as a Research Assistant for the Agricultural Research Service of the U.S. Department of Agriculture in Fargo.

As a member of a collegiate meat judging team, she traveled the United States to observe a variety of agricultural operations.  She is a member of Rotary International in Wahpeton-Breckenridge, and traveled with the local service club to Guatemala where Rotarians built a schoolhouse.

Most importantly, Paige appreciates the sense of community and connection to agriculture that she has experienced throughout the Red River Valley. She uses her multi-dimensional experience to help clients make prime choices in planning for their financial future.

Phone
701.642.8434

Location
615 2nd Ave N
PO Box 906
Wahpeton, ND 58075
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Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository

Brianna Klegstad

Brianna Klegstad

Brianna Klegstad

Brianna Klegstad

Ag/Business Banker


Bank: 218.843.3656
Cell: 218.526.0947
Toll Free: 877.884.3656
Fax: 218.843.3658
Email: [email protected]

A Focus on Long-Term Solutions

Brianna is a local banker who is proud to live in the community she serves. She’s committed to her clients and dedicated to finding solutions to their goals. She prides herself on  focusing on providing long-term solutions and giving honest feedback to each client she works with.

Areas of Expertise

  • Farm ownership and expansion
  • Business acquisition and expansion
  • Multi-family housing

Education and Professional Credentials

  • Bachelor of Business Administration in Managerial Finance & Accounting from University of North Dakota

The Rest of the Story

Brianna loves the sense of community in Hallock and the relationships she gets to build with customers in the office and within the community. She’s very active in the community, serving as an EMT on Kittson County Ambulance Service and volunteering with BIO Girls and at church.

When she’s not working, she enjoys spending time with family and friends, spending time outdoors hiking, hunting (big bucks only), and fishing, traveling, and golfing.

Phone
218.843.3656

Location 
157 2nd St S
PO BOX 189
Hallock, Minnesota 56728-0189
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Hours
8:30 am – 4 pm, M-F

Drive-Up
8:30 am – 5 pm, M-F

Night Depository & ATM

Andrew Lerud

Andrew Lerud

Andrew Lerud

Andrew Lerud

Business Banker
Assistant Vice President

Bank: 701.235.4248
Direct: 701-297-4878
Cell: 701-361-0160
Toll Free: 800.214.4986
Fax: 701.297.4860
Email: [email protected]

Diverse Background Yields Trusted Advice

Andrew helps his customers and clients grow their businesses through sound financial planning. He prides himself on being a relied upon financial advisor for them in all aspects of their business, which he credits to his diverse background. In his many years of working in financial services, he’s familiar with a variety of industries, some of which include real estate, financial services, transportation, manufacturing, development, and construction.

Areas of Expertise

  • Multi-family Housing
  • Business Acquisition & Expansion 
  • Commercial Real Estate
  • Risk Management

Education and Professional Credentials

  • Bachelor of Science, Business Administration/Management – University of North Dakota
  • Bachelor of Science in Accounting – North Dakota State University
  • Certified Public Accountant 

The Rest of the Story

Prior to banking, Andrew spent several years in public accounting, working on audit engagements and tax preparation for small to medium sized businesses.

Andrew enjoys living and working in the Fargo area because it is big enough to offer opportunities, but still small enough that you can be involved with your customers in many ways, be it through business opportunities, school or church events, non-profit events and more.

In his spare time, he enjoys being with his family, golfing, hunting and travelling. He’s involved with the RMA Board and NDSCPA society and is also a Rotary member.

Phone
701.235.4248

Location
215 5th St N
Fargo, North Dakota 58102
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Hours
9 am – 5 pm, M-F

Night Depository

Brad Loween

Brad Loween

Brad Loween

Brad Loween

Business Banker
Assistant Vice President

Bank: 701.235.4248
Direct: 701-297-4863
Cell: 701-373-4777
Toll Free: 800.214.4986
Fax: 701.297.4860
Email: [email protected]

A Long History of Serving

Brad Loween prides himself on getting to know his customers well and continually strives to understand both their short and long term goals. He wants to truly know what makes them tick and what motivates them to get up in the morning because that understanding helps him better determine how to best meet their financial needs. He values the relationships he’s gained over more than a decade in the financial sector.

Areas of Expertise

  • Retirement & Financial Independence
  • Business Acquisition & Expansion
  • Equipment Purchase & Leasing
  • Commercial real estate
  • Multi-family housing

Education and Professional Credentials

  • Bachelor of Science, Biology – Montana State University
  • Retired North Dakota Army National Guard 

The Rest of the Story

After spending 20+ in the North Dakota Army National Guard, instead of flying Black Hawk helicopters Brad now spends his time chasing around his three kids and attending their activities.

He’s very active in the community, is a board member for Rebuilding Together Fargo-Moorhead, a volunteer with ESGR (Employer Support of the Guard and Reserve), a PeeWee Hockey coach, and a Fargo Rotary Member. He thinks the best part about living in the area is getting to know people in the community and assisting in some small part to help make the community successful.

In his spare time, he enjoys hunting, fishing and spending time with his family outdoors.

Phone
701.235.4248

Location
215 5th St N
Fargo, North Dakota 58102
Get Directions

Hours
9 am – 5 pm, M-F

Night Depository

Rob Lill

Rob Lill

Rob Lill

Rob Lill

Ag/Business Banker
Vice President

Bank: 701.235.9906
Direct: 701.893.3920
Cell: 701.715.2032
Toll Free: 877.235.9906
Fax: 701.237.6599
Email: [email protected]

Client-Focused Relationships Built on Trust

With over a decade of working in ag lending, Rob prides himself on building long term, client-focused relationships that are built on trust, transparency and a deep understanding of his client’s goals. He’s is dedicated to putting the customer first and assisting them in every way possible to achieve their success.

Areas of Expertise

  • Farm Ownership & Expansion
  • Retirement & Financial Independence
  • Financial Security & Protection
  • Business Acquisition & Expansion

Education and Professional Credentials

  • Bachelor’s Degree in Business Administration/Finance – University of North Dakota 

The Rest of the Story

Rob says banking is ‘in his blood’, as his grandmother was a president of a credit union in rural North Dakota for 65 years and his mother has been in banking her entire career.

Rob and his wife live in West Fargo with their four children. He spends a lot of time coaching his kids’ activities and volunteering, and being active in the church. He also enjoys watching UND hockey, spending time at the lake, and is an avid hunter.

Phone
701.235.9906

Location
1301 30th Ave S
Fargo, North Dakota 58103
Get Directions

Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

E. Justin Marquis

headshot of E. Justin Marquis

E. Justin Marquis

headshot of E. Justin Marquis
Toll Free: 877.435.1474
Fax: 218.435.1470
NMLS#: 1580651

Experience and Perspective Help Shape Financial Success

Understanding agribusiness and serving customers goes hand-in-hand when you grow up in the area where you serve your customers. E. Justin Marquis brings expertise in business to help producers and agribusinesses set and reach their financial goals.

A native of Fosston, Minnesota, Justin brings additional expertise, having worked in the agricultural equipment business in management and as a sales representative. He uses his knowledge of the region and agribusiness in providing tools that help American Federal customers map out financial options for success.

Area of Expertise

  • Business banking
  • Agricultural lending
  • Equipment purchase and leasing

Education and Professional Credentials

  • Bachelor’s Degree / Biology – Minnesota State University Moorhead

The Rest of the Story

Previously working in the agricultural equipment business, Justin uses his broad knowledge of agribusiness to help meet clients’ needs. A native of Fosston, Minnesota, he appreciates having the opportunity to provide professional expertise to assist customers in his hometown region.

An avid outdoorsman, Justin also previously worked for fishing charters in Sitka, Alaska and still enjoys winter darkhouse spear fishing in Minnesota. With agricultural and business experience, Justin helps clients’ gauge the depth and tools needed to target and achieve long-term financial goals.

Phone
218.435.1474

Location
209 Johnson Ave N
Fosston, MN 56542
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Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5 pm, M-F
8:30 am – Noon, Sat

Night Depository & ATM

Chris Marvel

Chris Marvel

Chris Marvel

headshot of Chris Marvel

Business Banker
Vice President

Bank: 218.739.3377
Direct: 218.998.4586
Cell: 701.540.8845
Toll Free: 888.389.3377
Fax: 218.739.9487
NMLS#: 504048
Email: [email protected]

Industry Experience and Personal Service

As a Business Banker, Chris Marvel provides clients with more than two decades of expertise in the financial services industry. From small business to residential real estate and new construction, he provides financial expertise to clients.

Areas of Expertise

  • Small business lending
  • Residential real estate
  • Lakes area real estate
  • Construction lending

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – Bemidji State University

The Rest of the Story

Chris Marvel provides expertise to clients as well as the community. He is a board member of the Fergus Falls Area Family YMCA, serves as secretary for the YMCA Foundation and is treasurer of the Fergus Falls Backcourt Club.

In his spare time, Chris enjoys spending time at the lake with family and downhill skiing. He is an avid fan of all Minnesota sports from the Twins to the Vikings to college hockey.

Phone
218.739.3377

Location
117 S Mill St
Fergus Falls, Minnesota 56537
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Dustin Morris

headshot of Dustin Morris

Dustin Morris

headshot of Dustin Morris

Ag/Business Banker
Market President, Fergus Falls
Vice President

Bank: 218.739.3377
Direct: 218.998.4585
Cell: 701.388.2949
Toll Free: 888.389.3377
Fax: 218.739.9487
Email: [email protected]

Taking a Team Approach

Dustin Morris works with customers to help them meet their life goals. Specializing in consumer, business, and ag lending, as well as deposit-related solutions, Dustin teams with his clients to help them reach their goals of saving for college, financial security and protecting assets, and planning for major purchases.

Areas of Expertise

  • Consumer lending
  • Business and Ag lending
  • Risk management

Education and Professional Credentials

  • Bachelor’s degree / Business Administration – University of South Dakota

The Rest of the Story

In addition to teaming up with his clients to develop financial solutions, Dustin teams with his community. He’s a member of the Fergus Falls Jaycees and Ducks Unlimited and appreciates the lakes and outdoor recreation opportunities in the Fergus Falls area.

Phone
218.739.3377

Location
117 S Mill St
Fergus Falls, Minnesota 56537
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository & ATM