Bill Anderson

headshot of Bill Anderson

Bill Anderson

headshot of Bill Anderson
Ag/Business Banker
Vice President

Bank: 218.281.3305
Direct: 218.281.3047
Cell: 218.988.2230
Toll Free: 888.329.3305
Fax: 218.281.6339
Email: [email protected]

A Lifetime of Ag Expertise

Bill Anderson brings extensive agricultural knowledge and experience to assist progressive farmers in achieving their goals. His expertise spans 28 years and includes working with the Farm Service Agency as a preferred lender.

Areas of Expertise

  • Financial solutions for agriculture producers
  • Succession planning and expansion
  • Farm and recreational real estate financing

Education and Professional Credentials

  • Bachelor’s degree / Ag Industries Sales & Management – University of Minnesota Crookston
  • Graduate School of Banking at Colorado

The Rest of the Story

Growing up near his grandfather’s farm in North Dakota, Bill worked on the family farm, raising wheat, potatoes and sugar beets. Bill and his spouse, Holly, were 2012 West Polk County, Minnesota Emerging Leaders. He brings his agricultural background and financial services expertise to help his clients achieve their goals.

Phone
218.281.3305

Location
304 N Broadway
Crookston, Minnesota 56716
Get Directions

Hours
9 am – 4 pm, M-W, F
9 am – 5 pm, Th

Drive-Up
7:30 am – 5:30 pm, M-F

Night Depository & ATM

Brad Costello

headshot of Brad Costello

Brad Costello

headshot of Brad Costello

Ag/Business Banker
Market President, East Grand Forks

Bank: 218.773.9711
Direct: 218-773-4729
Cell: 701.317.3925
Toll Free: 877.773.9711
Fax: 218.773.4710
Email: [email protected]

Experience Firmly Rooted in the Community

Growing up on the family farm, Brad Costello learned the value of a work ethic coupled with a wide range of skills. He draws on that background as an Ag and Business Banker with more than two decades of experience in financial services to help you reach your goals.

Having first-hand understanding of the region, along with personally knowing the challenges and opportunities in agri-business, Brad applies his expertise to work with clients to create a pathway to achieve financial results.

Areas of Expertise

  • Ag and Business Lending
  • Farm Ownership and Expansion
  • Strategic Planning
  • Deposits

Education and Professional Credentials

  • Bachelor’s degree / Finance / University of North Dakota (UND)

The Rest of the Story

As a lifelong resident of the Red River Valley, Brad Costello appreciates being able to help people in the area he grew up in, while making a difference in the community. He’s also a lifetime optimist, working with Optimist International, a service club dedicated to improving the lives of children in the community.

With deep roots in the region, Brad also serves on the Ag Committee of the Chamber of Commerce and the Board of Directors of the Minto Farmers Union. When he is not serving clients, you will find him helping his dad on the family farm or attending UND sporting events.

Being a long-time member of the community he serves means Brad takes pride in helping banking clients who are also his neighbors in the Red River Valley.

Phone
218.773.9711

Location
140 Gateway Dr NE
E. Grand Forks, Minnesota 56721
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 6 pm, M-F
10:00 am – Noon, Sat

Night Depository & ATM

Paul Craigmile

headshot of Paul Craigmile

Paul Craigmile

headshot of Paul Craigmile

Ag/Business Banker
Senior Vice President
Director

Bank: 218.843.3656
Cell: 218.988.0024
Toll Free: 877.884.3656
Fax: 218.843.3658
Email: [email protected]

A Numbers Guy Whose Roots Run Deep

With nearly 30 years of banking and farming experience in the Red River Valley, Paul’s extensive background helps ag and business clients achieve their goals.

Born and raised on a farm, as well as being a farm owner, means Paul understands ag from the ground up and from the ground down. He’s lived it.

That same commitment applies to his expertise in understanding your ag or agri- business operation and in developing financial plans to help clients achieve success.

Area of Expertise

Paul uses his depth of experience and expertise to help clients:

  • Understand their financial position, identify goals and offer solutions to reach those goals
  • Develop and implement financial plans for their operations
  • Expand their farm or business and transition management and ownership to the next generation
  • Locate direct access to resources developed through years of experience
  • Operating lines and cash management

Education and Professional Credentials

  • Associate Science / Business/Accounting – University of Minnesota Crookston
  • Bachelor’s of Science / Finance – North Dakota State University

The Rest of the Story

“The best thing about living and working in the Hallock, MN area is that I have the opportunity to do business with people I have known most of my life.”

Paul is also an avid fan of hockey, especially a certain maroon and gold team.

So what do hockey and banking have in common? Hockey great Wayne Gretzky said, “I skate to where the puck is going to be, not where it has been.”

Paul Craigmile will help your business get to where you want to go.

Phone
218.843.3656

Location 
157 2nd St S
PO BOX 189
Hallock, Minnesota 56728-0189
Get Directions

Hours
8:30 am – 4 pm, M-F

Drive-Up
8:30 am – 5 pm, M-F

Night Depository & ATM

Roger Erbes

headshot of Roger Erbes

Roger Erbes

headshot of Roger Erbes

Ag/Business Banker
Market President, Moorhead, Fargo South
Senior Vice President

Bank: 218.233.2791
Direct: 218.477.0921
Cell: 701.261.3383
Toll Free: 877.532.2791
Fax: 218.233.6609
Email: [email protected]

A Dedication to Service

Whether serving customers or serving his community, Roger Erbes focuses on putting people first. His agricultural experience and focus on client education means he brings a team approach in helping clients plan for their financial future.

Growing up on his family farm near Barney, N.D., Roger knows the dedication needed for successful ag and business operations. He uses his 10 years of experience in ag and business banking to provide exceptional advice to clients. He offers financial recommendations based on sound analysis.

Areas of Expertise

  • Ag and business banking
  • Financial analysis

Education

  • Associate’s degree – North Dakota State College of Science, Wahpeton, ND
  • Bachelor’s of Science / Finance – Minnesota State University, Moorhead, MN
  • Master’s degree / Business Administration – University of Mary, Fargo, ND
  • Graduate School of Banking at Colorado

The Rest of the Story

Roger works to exceed clients’ needs, paying attention to detailed analysis to help clients make sound financial choices.

Roger appreciates the down-to-earth people in the Red River Valley and their focus on community. He is a member of the Big Brother/Big Sister Program and serves as President of The Village Business Institute Bowl for Kids Sake Advisory Board in Fargo-Moorhead.

In his spare time, you’ll find Roger out at the lake enjoying fishing or supporting a certain green and gold college basketball team. He assists clients in developing a good offense and in planning defensive strategies to develop a winning financial game plan.

Phone
218.233.2791

Location
601 Center Ave
Moorhead, MN 56560
Get Directions

Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository

Brian Frisk

Brian Frisk

Brian Frisk

Brian Frisk
Ag/Business Banker
Market President, Crookston

Bank: 218.281.3305
Direct: 218.281.4205
Cell: 218.289.1738
Toll Free: 888.329.3305
Fax: 218.281.6339
Email: [email protected]

A Career Built on Relationships

Brian has made a career out of fostering relationships and developing a personal connection with his customers and their operations. 

Areas of Expertise

  • Ag lending
  • Financial services

Education and Professional Credentials

  • Bachelor’s degree / Marketing – Minnesota State University, Moorhead

The Rest of the Story

Brian is a native of Crookston and a graduate of Crookston High School. He has dedicated his 20+ year career to helping find financial solutions for the farmers and ranchers of Crookston and the surrounding area.

Brian is a member of the Lions Club in Crookston and has served in several leadership capacities with the local service organization.

Phone
218.281.3305

Location
304 N Broadway
Crookston, Minnesota 56716
Get Directions

Hours
9 am – 4 pm, M-W, F
9 am – 5 pm, Th

Drive-Up
7:30 am – 5:30 pm, M-F

Night Depository & ATM

Nick Gordon

Nick Gordon

Nick Gordon

Nick Gordon

Ag/Business Banker and Office Manager
Officer

Bank: 218.784.7121
Cell: 218.415.0588
Toll Free: 888.786.7121
Fax: 218.784.3440
Email: [email protected]

Financial Expertise and a Commitment to Community

Nick Gordon understands the challenges and rewards of working in agriculture. Born and raised in an ag-focused community, he advises his clients and helps them make the best decisions for their farm operations and businesses. What really motivates him is being able to help people achieve their goals, no matter how big or small.  He also appreciates being in a career that is always evolving and presenting new challenges.

Nick has worked in financial services for several years, and has experience in mortgage, retail banking, and brokerage services in addition to ag and business banking.

Areas of Expertise

  • Farm Ownership & Expansion
  • Risk Management 
  • Equipment Purchase & Leasing
  • Consumer Lending

The Rest of the Story

Nick is originally from Ada and is proud to call it his hometown. “This community has taught me so much,” he says. “The people are welcoming, kind, supportive, and truly care about the success of one another.”

He’s a member of the Dilworth Fire Department, and volunteers his time as a Junior Achievement Classroom Facilitator. In his spare time he enjoys fishing, spending time outdoors, and playing in softball and basketball leagues. He and his family also enjoy spending time together playing yard games, attending sporting events, and playing with their dogs.

Phone 
218.784.7121

Location
201 E Main St 
Ada, Minnesota 56510
Get Directions

Hours
8:30 am – 4 pm, M-F
 
Drive-Up
8:30 am – 5 pm, M-F
 
Night Depository

Ryan Indergaard

Ryan Indergaard

Ryan Indergaard

Ryan Indergaard

Ag/Business Banker
Officer

Bank: 701.235.9906
Direct: 701.893.3901
Cell: 701.653.5210
Toll Free: 877.235.9906
Fax: 701.237.6599
Email: [email protected]

Commitments to Long-term Relationships Accomplish Long-term Goals

Ryan Indergaard has always understood the value in establishing long-term financial relationships with his customers, and knows it’s the best route for helping them reach their goals. Relationships that span years offer insights and perspectives that simply can’t be replaced, and he seeks to establish that with each and every one of his clients.

Area of Expertise

  • Farm Ownership & Expansion
  • Risk Management
  • Equipment Purchase & Leasing
  • Strategic Planning

Education and Professional Credentials

  • Bachelor of Science in Agricultural Economics – NDSU
  • South Dakota School of Banking Attendee

The Rest of the Story

Ryan grew up on the family farm/ranch in Carrington, ND. He began banking in LaMoure, ND in early 2018, before eventually joining American Federal.

Ryan is a member of the Big Brother program, and has served as a fire, rescue and ambulance volunteer. He has two dogs, and enjoys traveling, hunting and outdoor sports.

Phone
701.235.9906

Location
1301 30th Ave S
Fargo, North Dakota 58103
Get Directions

Hours
9 am – 5 pm, M-F

Drive-Up
7:30 am – 6 pm, M-F
9 am – Noon, Sat

Night Depository & ATM

Michael Kjelshus

headshot of Michael Kjelshus

Michael Kjelshus

headshot of Michael Kjelshus

Ag/Business Banker

Bank: 701.775.1133
Direct: 701.335.2103
Cell: 701.213.8378
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 1636676
Email: [email protected]

Precise Planning Helps Clients Reach their Goals

Hundreds of changing variables can affect your financial future. An advisor such as Michael Kjelshus, with broad knowledge and a commitment to relationship building and teamwork, can make a difference.

With business, real estate and retirement expertise, Mike cultivates long-term relationships with customers. He customizes financial solutions for you in the near-term and long range, throughout various stages of life. Whether preventive maintenance or fine-tuned planning are required, Mike listens keenly and collaborates to help you reach your financial goals.

Areas of Expertise

  • Business acquisition and expansion
  • Commercial real estate
  • Multi-family rental property financing

Education and Professional Credentials

  • Bachelor’s Degree / Accountancy – University of North Dakota

The Rest of the Story

Mike knows how multiple parts working together with precision make a difference in performance.  Prior to his years in banking, he worked on military aircraft for 15 years, serving in the U.S. Navy in both active duty and reserve roles.

He applies similar teamwork and commitment to developing plans and advising clients to meet their financial goals. As part of the community, he participates in activities of the Chamber of Commerce, Optimist International and the American Legion.

Mike says the best thing about living and working in the Greater Grand Forks area is the people, as well as the big town amenities with a small town feel. His extensive experience will help you develop precise plans that create a smooth path to achieve a successful financial landing

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Paige Kjesbo

headshot of Paige Kjesbo

Paige Kjesbo

headshot of Paige Kjesbo

Ag/Business Banker
Market President, Wahpeton
Vice President

Bank: 701.642.8434
Direct: 701.672.1032
Cell: 218.689.5800
Toll Free: 877.642.8434
Fax: 701.642.8435
NMLS#: 1748837
Email: [email protected]

Multi-Dimensional Fields Require a Banking Advisor with Multi-Dimensional Skills

There are many sides to a financial picture. Paige Kjesbo uses her multi-faceted agricultural and business experience to provide detailed analysis and solutions for her banking clients.

Paige’s leadership roles in agricultural organizations help her uniquely understand the technical and operational sides of agriculture. She uses that acumen to assist producers and agri-business clients to plan for their financial futures.

Born and raised in Hallock, Minnesota, her Red River Valley roots are evident in the career path she chose to help clients in agri-business. Her experience in credit analysis, agriculture, animal health and leadership blend well to assist clients in propelling their businesses forward.

Areas of Expertise

  • Livestock enterprises
  • Deposit and cash management solutions
  • Credit analysis

Education and Professional Credentials

  • Bachelor’s Degree – Animal Science and Microbiology – North Dakota State University

The Rest of the Story

Paige is committed to fostering the connection between consumers and agricultural producers through education. In turn, she provides her agricultural clients with information to help them reach financial goals for their multi-faceted businesses.

Her 15 years in 4-H provided a solid foundation, emphasizing head, heart, hands and health. Paige was Little International Beef Superintendent at North Dakota State University, as well as President of the Collegiate Cattlewomen and an Ambassador for the College of Agriculture.

She served as a Research Assistant for the Agricultural Research Service of the U.S. Department of Agriculture in Fargo.

As a member of a collegiate meat judging team, she traveled the United States to observe a variety of agricultural operations.  She is a member of Rotary International in Wahpeton-Breckenridge, and traveled with the local service club to Guatemala where Rotarians built a schoolhouse.

Most importantly, Paige appreciates the sense of community and connection to agriculture that she has experienced throughout the Red River Valley. She uses her multi-dimensional experience to help clients make prime choices in planning for their financial future.

Phone
701.642.8434

Location
615 2nd Ave N
PO Box 906
Wahpeton, ND 58075
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
7:30 am – 5:30 pm, M-F
9 am – Noon, Sat

Night Depository

Brianna Klegstad

Brianna Klegstad

Brianna Klegstad

Brianna Klegstad

Ag/Business Banker


Bank: 218.843.3656
Cell: 218.526.0947
Toll Free: 877.884.3656
Fax: 218.843.3658
Email: [email protected]

A Focus on Long-Term Solutions

Brianna is a local banker who is proud to live in the community she serves. She’s committed to her clients and dedicated to finding solutions to their goals. She prides herself on  focusing on providing long-term solutions and giving honest feedback to each client she works with.

Areas of Expertise

  • Farm ownership and expansion
  • Business acquisition and expansion
  • Multi-family housing

Education and Professional Credentials

  • Bachelor of Business Administration in Managerial Finance & Accounting from University of North Dakota

The Rest of the Story

Brianna loves the sense of community in Hallock and the relationships she gets to build with customers in the office and within the community. She’s very active in the community, serving as an EMT on Kittson County Ambulance Service and volunteering with BIO Girls and at church.

When she’s not working, she enjoys spending time with family and friends, spending time outdoors hiking, hunting (big bucks only), and fishing, traveling, and golfing.

Phone
218.843.3656

Location 
157 2nd St S
PO BOX 189
Hallock, Minnesota 56728-0189
Get Directions

Hours
8:30 am – 4 pm, M-F

Drive-Up
8:30 am – 5 pm, M-F

Night Depository & ATM