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Online Bill Pay

man and woman sitting at table looking at computer and papers

Pay all your bills in one place in minutes online from your desktop PC or from your mobile device. Online Bill Pay is easy and quicker than writing and mailing paper checks. Customers who have an American Federal checking account and are enrolled in Online Banking are eligible for Online Bill Pay at no charge.

Pay your bills securely online anytime, anywhere with 24/7 access to your account from your desktop, phone or tablet with a valid email address. Eliminate the time-consuming process of ordering and waiting for checks, writing checks, buying stamps and envelopes, mailing bills and recording and storing cancelled checks.

Manage monthly bills at your convenience

You choose who, when and how much to pay with Online Bill Pay.

With Online Bill Pay:

  • Schedule your bill payments around your schedule and cash flow availability
  • Avoid the worry of mail delays and late fees from overdue or missed payments
  • Pay bills on time, every time in a safe and secure environment

Online Bill Pay features allow you to:

  • Choose which account to pay your bills from
  • Quickly verify your account balance before you make a payment
  • Make an unlimited number of online bill payments each month to companies or individuals in the U.S.
  • Schedule one-time or recurring payments
  • View scheduled bills and payment history using the “Payment Calendar”
  • Organize Payees inside categories to help manage finances and for tax reporting
  • Confirm, change or cancel payments
  • Customize texts or email alerts that let you know when a payment is scheduled or when it processed
  • Conduct interbank transfers to move funds to another checking or savings account
  • Pay an American Federal loan without writing or mailing a check
  • Send a donation or make a monetary gift online

You’re in control.

  • Manage your finances so you won’t worry about missing a payment.
  • Set up eBill electronic billing and see the due date and the amount of upcoming payments right on your PC or mobile dashboard
  • Set daily dollar amount and Payee thresholds to avoid overdrawing an account
  • Add a secondary accountholder authorized to receive information
  • Set email notices when a particular event occurs such as a payment exceeding a specified amount
  • Get email reminders when you need to schedule a payment, transfer funds or send a donation or gift
  • Set a personal Security Key to authenticate the American Federal Online Bill Pay site and protect against unauthorized access

American Federal’s Online Banking and Online Bill Pay use industry standard data encryption for security of transactions.

Take a Demonstration Ride

Want to see Online Bill Pay for yourself? Click the Bill Pay Demo button on this screen to test drive this convenience in banking.

Easy to Enroll

To enroll in Online Bill Pay, you will need

  • an American Federal consumer checking account
  • be enrolled in American Federal Online Banking
  • Internet access
  • an active email address
  • and, of course, bills to pay

If you have all of these, you can enroll in Online Bill Pay directly from your PC or mobile device. Go to your Online Banking sign-on screen, select “Bill Pay” from the menu options and then enroll.

Once your enrollment is confirmed, gather your bills, sign on to American Federal Online Banking or Mobile Banking and you’re ready to set up payees and begin to pay your bills.

Not a Customer yet?

You say you’re not enrolled in Online Banking at American Federal? Contact your local American Federal Banker to get you started.

Need Help?

Telephone Bill Pay Support is available from 6:30 a.m. to 10 p.m. CST Mon.-Fri. toll free at 888-762-0212.

Online Live Chat is available from 6:30 a.m. to 10 p.m. CST Mon.-Fri. Click on the Live Chat button to be immediately connected to bill pay subscriber support.

Email questions and requests to [email protected] NOTE: This channel is not encrypted. Do not send account numbers or confidential financial information via email.

This information offers general advice and is not intended to be legal or tax advice. Consult your attorney, tax accountant or other professional.