Credit Card

visa-1One size does not fit all. That’s why American Federal offers a full range of competitive-priced Credit Card solutions to fit your lifestyle.

Experience the unique rewards and special benefits that come with card membership. Whether you’re planning your dream vacation or managing your household finances, we offer a Credit Card to meet your goals. It’s easy to select the card that’s right for you.

Local servicing and support.  It’s the reason you will want to carry an American Federal VISA credit card. American Federal Bankers and Associates take personal responsibility to answer your credit card questions and help you when you need to resolve a problem. You also have 24-hour safe and secure access to your credit card account information online or through Cardmember Services at toll free 800-558-3424.

Contact your American Federal Banker to learn more about our Credit Card options, whether you want the exceptional rewards of the Visa® Bonus Rewards Card and the Visa® Bonus Rewards PLUS Card, the simplicity of the Visa® Platinum Card, or the cash or travel rewards of the American Express® Cash Rewards and Travel Awards Cards. And, find out about our Credit Cards for college students and those who are beginning to build a strong credit history for the future.

Our Credit Cards offer benefits:

  • Free online account access
  • Zero Liability fraud protection so you won’t be liable for unauthorized activity made with a lost or stolen card if you report them promptly
  • Verified by Visa® protects a cardmember’s card with a personal password when shopping online with participating merchants

A variety of Credit Card options and rates are available. Contact us today for a solution that fits your needs.

For more information and to apply.

To compare consumer rewards credit card products and calculate an award value.

Save With a Longer Intro Rate

Visa® Platinum Card

Save on interest with an extended introductory rate and pay down other credit card balances faster. More

Apply Now

 

Earn Valuable Rewards

Visa® Bonus Rewards Card

Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back1 after your first purchase. More

Apply Now
Visa® Bonus Rewards PLUS Card

Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back1 after your first purchase – all with a low annual fee. More

Apply Now
Cash Rewards American Express® Card

Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase. More

Apply Now
Travel Rewards American Express® Card

Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase – all with a low annual fee. More

Apply Now

 

Build Your Credit2

Visa® College Rewards Card

Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spend. More

Apply Now
Visa® Secured Card

Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More

Apply Now

 

Ways to Build or Improve your Credit

  • Pay your monthly balance on time
  • Don’t “max” your credit
  • Make more than the minimum payment
  • Pay off balances instead of transferring debt
  • Regularly check your credit report for errors

View Financial Calculator – How long will it take to pay off my credit cards?

Access your American Federal Credit Card account.

Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.

This information offers general advice and is not intended to be legal or tax advice. Consult your attorney, tax accountant or other professional.