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Mortgage Loans

happy couple in front of new home

Time for a Bigger Home?

Whether you need to buy, sell, build, or improve your home, we have the right solutions for you.

Buying a home is among the single biggest decisions people make in life. At each stage, an American Federal Banker can assist you through the process, helping you determine the financial solution that best fits your goals. Home Ownership needs change throughout life. Choose which stage you’re at to find out more.

View Mortgage Calculator.

Everyday Solutions

  • Your First Home

    As a first-time homebuyer, it can be a challenge to make sense of financing options and the alphabet soup of PITI, FHA, VA, escrow and many other terms.

  • Buy or Build a Home

    Whether it is your first home or your third, we can help you find the best solution, and make it easy, too!

  • Refinance My Home

    Take advantage of some of the lowest rates in many generations.

  • Buy Minnesota Lake Property

    Thinking about a permanent vacation spot within driving distance?

  • Make Home Improvements

    Need to make some improvements on your home?

  • Downsize My Home

    Have you been left with an empty nest? Getting ready for retirement?

  • Local Servicing

    We offer local servicing on several loan programs.