Our Classic Checking account is perfect for customers in prime of life at age 50 and older.
- Earns variable interest on a tiered basis on average daily balance
- Free American Federal-designer check blanks
- Unlimited check writing with sufficient funds available
- No monthly service or per-transaction fees
- No per-check charges
- No minimum balance requirement
- No charge for direct deposit or automatic loan payment
- Free combined statement
- Free check safekeeping
- Free service and support assistance from an American Federal Associate
- Free Online Banking, Online Bill Pay, eStatement and Telephone Banker
- Free American Federal Cash Card Check Card or ATM Card2
- No ATM fees2
- Nominal charge for check images in your statement
2 American Federal does not charge a fee for an American Federal Cash Card Check Card, ATM Card or HSA Debit Card. There is no charge to use an American Federal or Instant Cash ATM. There is a charge for a replacement card and a PIN change after the first change. Some ATM and POS (point-of-sale) operators, owners or networks not owned by American Federal may impose access fees unrelated to our accounts.