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Classic Checking


Our Classic Checking account is perfect for customers in prime of life at age 50 and older.

Benefits include:

  • Earns variable interest on a tiered basis on average daily balance
  • Free American Federal-designer check blanks
  • Unlimited check writing with sufficient funds available
  • No monthly service or per-transaction fees
  • No per-check charges
  • No minimum balance requirement
  • No charge for direct deposit or automatic loan payment
  • Free combined statement
  • Free check safekeeping
  • Free service and support assistance from an American Federal Associate
  • Free Online Banking, Online Bill Pay, eStatement and Telephone Banker
  • Free American Federal Cash Card Check Card or ATM Card2
  • No ATM fees2
  • Nominal charge for check images in your statement

2 American Federal does not charge a fee for an American Federal Cash Card Check Card, ATM Card or HSA Debit Card. There is no charge to use an American Federal or Instant Cash ATM. There is a charge for a replacement card and a PIN change after the first change. Some ATM and POS (point-of-sale) operators, owners or networks not owned by American Federal may impose access fees unrelated to our accounts.