alert caret-right hud lock search menu close LinkedIn Youtube Twitter Facebook Skip to main content

American Advantage Checking

Man holding clipboard

Our American Advantage Checking account provides benefits for employees of businesses that are customers with American Federal Bank.

  • Earns variable interest on average daily balance of $1,000 or more
  • Eligible for 0.25% interest rate increase on new CDs with new money deposited at American Federal
  • Eligible for 1% discount on consumer loans
  • Eligible for .25% discount on mortgage loan origination fees
  • Free American Federal designer check blanks
  • Eligible for American Savings, earning variable interest on a tiered basis on average daily balance in the savings account with a $300 minimum balance requirement
  • Unlimited check writing with sufficient funds available
  • No monthly service or per-transaction fees
  • No per-check charges
  • No minimum balance requirement
  • No charge for direct deposit or automatic loan payment
  • Free combined statement
  • Free check safekeeping
  • Free service and support assistance from an American Federal Associate
  • Free Online Banking, Online Bill Pay, eStatement and Telephone Banker
  • Free American Federal Cash Card Check Card or ATM Card2
  • No ATM fees2
  • Nominal charge for check images in your statement

2 American Federal does not charge a fee for an American Federal Cash Card Check Card, ATM Card or HSA Debit Card. There is no charge to use an American Federal or Instant Cash ATM. There is a charge for a replacement card and a PIN change after the first change. Some ATM and POS (point-of-sale) operators, owners or networks not owned by American Federal may impose access fees unrelated to our accounts.