Michael Kjelshus

Ag/Business Banker

Bank: 701.775.1133
Direct: 701.335.2103
Cell: 701.213.8378
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 1636676
Email: [email protected]

Precise Planning Helps Clients Reach their Goals

Hundreds of changing variables can affect your financial future. An advisor such as Michael Kjelshus, with broad knowledge and a commitment to relationship building and teamwork, can make a difference.

With business, real estate and retirement expertise, Mike cultivates long-term relationships with customers. He customizes financial solutions for you in the near-term and long range, throughout various stages of life. Whether preventive maintenance or fine-tuned planning are required, Mike listens keenly and collaborates to help you reach your financial goals.

Areas of Expertise

Business acquisition and expansion
Commercial real estate
Multi-family rental property financing

Education and Professional Credentials

Bachelor’s Degree / Accountancy – University of North Dakota

The Rest of the Story

Mike knows how multiple parts working together with precision make a difference in performance. Prior to his years in banking, he worked on military aircraft for 15 years, serving in the U.S. Navy in both active duty and reserve roles.

He applies similar teamwork and commitment to developing plans and advising clients to meet their financial goals. As part of the community, he participates in activities of the Chamber of Commerce, Optimist International and the American Legion.

Mike says the best thing about living and working in the Greater Grand Forks area is the people, as well as the big town amenities with a small town feel. His extensive experience will help you develop precise plans that create a smooth path to achieve a successful financial landing

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Tanner Kratochvil

Personal Banker

Bank: 701.775.1133
Direct: 701.335.2102
Cell: 701.741.8149
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 2351345
Email: [email protected]

Identifying Goals and Developing Solutions

Tanner specializes in helping clients identify their financial goals and providing resources and developing solutions to help achieve them. His client-first approach builds long-standing relationships that help clients chart their financial futures.

Tanner is well versed in the financial services industry, beginning his tenure with American Federal as an Associate in college.

Areas of Expertise

Home Ownership
Convenience Services
Personal Banking

Education and Professional Credentials

Bachelor’s degree / Business Administration – University of North Dakota

The Rest of the Story

Tanner’s favorite part about being in Grand Forks sales office is being able to be part of a community that is also his hometown. He enjoys going to UND sporting events and playing hockey. In the summer, he likes to spend time at the lake, and enjoys fishing, boating, and golfing.

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

Alison Perez

Private Banker
Assistant Vice President

Bank: 701.775.1133
Direct: 701.335.2102
Cell: 701.739.4711
Toll Free: 877.775.1133
Fax: 701.775.8713
NMLS#: 504042
Email: [email protected]

Preparing for Life’s Goals

Alison Perez’s passion for financial services drives her dedication to serve clients. Her expertise and preparation helps clients to define, plan for and reach their financial goals at all stages of life. From financing a home to saving for children’s education or planning for retirement, Alison tailors solutions to help clients build and manage their personal finances

Each stage of life carries unique financial challenges and opportunities. Alison assists clients to meet their financial goals at every stage.

Areas of Expertise

Mortgage lending
Consumer lending
Retirement planning

Education and Professional Credentials

Bachelor’s degree / Communications with a Public Relations Emphasis – University of North Dakota

The Rest of the Story

Alison Perez knows that sound financial planning will assist clients in reaching their life goals. She’s helped clients with first homes, vacation homes, saving for college, as well as retirement and other life events.

With a passion for parenting and spending time at the lake with family, Alison applies that same commitment, planning, preparation and enthusiasm when advising clients on planning for their financial future. Wherever your unique path leads, she works to help you reach your financial goals

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM

John Schumacher

Ag/Business Banker
Market President, Grand Forks
Senior Vice President

Bank: 701.775.1133
Direct: 701.335.2105
Cell: 701.213.9692
Toll Free: 877.775.1133
Fax: 701.775.8713
Email: [email protected]

Homegrown Knowledge and Service Combine to Help you Meet your Goals

For commercial or agricultural lending needs, John Schumacher brings extensive experience to clients who wish to maximize their opportunities and profits, while balancing their desired risk profile. John’s many years of commercial and agricultural lending experience in the Red River Valley will help you achieve your financial goals.

Growing up and working on his family’s farm near Reynolds, North Dakota, John knows the details of agriculture production. With his banking knowledge and understanding of the area economy and its people, he knows the impact and benefits of understanding your market and its customers to help them achieve financial results.

Areas of Expertise

Agricultural lending, including farm ownership, expansion and operating lines
Commercial lending, including business acquisition and expansion
Risk management

Education and Professional Credentials

Bachelor’s degree / Business Administration – University of North Dakota
Master’s degree / Business Administration – University of North Dakota
Graduate School of Banking at Colorado

The Rest of the Story

John was born, raised and educated and has lived and worked in the Red River Valley his entire life. He knows the local economy and its people. It’s a perfect combination that underscores the importance of making decisions locally to help clients reach their financial goals.

John appreciates the people of the Red River Valley, especially the opportunity to know clients throughout the region. He enjoys the hunting and fishing in the area and being able to spend time with his family and friends.

Involved in his community, John works with groups such as the YMCA Board of Directors and Special Olympics of North Dakota.

If you prefer doing business with a banker who understands the region and your commercial and ag operation, contact John today.

Phone
701.775.1133

Location
2551 S Columbia Rd
Grand Forks, North Dakota 58201
Get Directions

Hours
9 am – 4 pm, M-F

Drive-Up
8 am – 5:30 pm, M-F

Night Depository & ATM