alert caret-right hud lock search menu close LinkedIn Youtube Twitter Facebook Skip to main content

Local Decision-Making

Decisions are made locally by American Federal Bankers who know their clients and understand their business and industry.


Local Bankers Make Decisions

We are incredibly responsive to our clients because decisions are made by local Bankers who sit across the desk or the kitchen table from their customers.   Our decentralized Banker decision-making puts credit decisions as close to the client as possible.

Employees have immediate access to management located in their market and to their resource partners at Home Office.

Bankers work and live where their clients work and live, giving them an opportunity to make good decisions based on an understanding of the local and regional economies and business climate.  Because of their proximity to their clients, American Federal Bankers identify opportunities and recognize the challenges their clients face.