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Entrepreneurial Environment

American Federal employees control their own destiny. Our philosophy, management and way of doing things support employee autonomy and authority to deliver advisory-level services.

Personal Responsibility

Employees take personal responsibility for their own actions and results, knowing they contribute to the success of the overall organization in which they hold an ownership stake.

Personal Contribution

Bankers have the next best thing to owning their own company without all the risk.  Bankers develop their own personal client portfolio and are rewarded for personal performance.  Their Personal Profit Statement, the Banker’s own balance sheet and income statement, captures the Banker’s contribution to the bank’s growth and earnings and rewards success with incentive compensation.