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Small Business Checking


Small Business Checking provides services for those businesses or organizations in need of limited checking and/or deposit services including:

  • NO MONTHLY CHARGE when an average collected balance of $500 or more is maintained and 10 or fewer checks are paid during statement cycle.
  • NO CHARGE for deposits up to 10 items per month.
  • Choose between standard or full-size business checks.
  • NO CHARGE to use American Federal’s Online Banking, eStatement or Telephone Banker.
  • NO CHARGE for a complete, itemized, month-end combined statement with all checks returned or, if you choose, held for safekeeping at American Federal.
  • Computer disk statement available for $25 per month.

– If the average collected balance falls below $500, a fee of $8 per month is assessed. A charge of 20-cents is assessed for every check processed in excess of the first 10 checks.