Cash Management


Business and markets move quickly. To help you maximize your business success, American Federal provides a number of solutions.  Managing your company’s cash efficiently means you will have more time to meet your customers’ needs and build on your success. For agriculture-related operations, cash management solutions provide efficient ways to help your business run smoothly.

Your American Federal Ag and Business Banker will help you find the commercial solutions that best fit your business. We offer an array of options.

As a partner to help you achieve success, we provide a suite of Commercial Cash Management solutions tailored to your business.  Contact us today.  Time is money.

Achieve Your Ag Goals

Complimentary Services

Review your existing accounts with an American Federal Banker today. We’ll provide another perspective on your current accounts and your options.

Online Financial Manager – Business Online Banking

Learn about our great Online Banking tools to help you manage your farm or business, including Bill Pay, eStatements, wire transfers and ACH origination.

Merchant Services

Help your business operate smoothly with credit card processing, gift cards, check verification, and more.

Business Credit Card

American Federal offers a variety of credit card options tailored to your business.


Make check deposits to your business account electronically – from the comfort and convenience of your office.

Business Check Card

A convenient way to make purchases for your business.

Business Checking and Savings

Manage cash flow with the convenience, flexibility and value of an American Federal Business Checking or Savings account.

Direct Payroll Deposit

Direct Payroll Deposit is a convenience service for business clients.

Telephone Banker

Convenience and easy Telephone Banker offers immediate access to account balance information and transfer capabilities anytime, anywhere.

Combined Statement of Accounts

While most businesses prefer eStatements, you may choose to receive Combined Statement of Accounts, a monthly paper statement that shows all your transactions made on any of your deposit or loan accounts in one, easy-to-read record.


Through the CDARS® service, American Federal provides your business with safe and easy access to multi-million-dollar protection on CD investments.

Products & Services

We have many products and services to fit every goal of your agricultural operation.


Operating Lines of Credit, Ag Partner CheckingAg Money Market Savings

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This information offers general advice and is not intended to be marketing, legal or tax advice.  Consult your attorney, tax accountant or other professional.