We are where you are.
Agriculture is the backbone of our region. At American Federal, our Ag and Business Bankers are trusted advisors who build long-term relationships with their clients. They help their farm and agri-business clients find the best solutions to reach their goals and grow their operations profitably while managing risks. Our Bankers make decisions locally where they know their clients and the economy of the region.
Whether your goal is to expand your operation, purchase land, buy or lease machinery, secure an operating line to manage cash flow effectively, transition your farm to the next generation, or protect and maximize the return on your assets, an American Federal Ag and Business Banker will help you identify the best solution, customized to your specific operation.
Achieve Your Ag Goals
Looking to expand your farm operation? Successful expansion depends on more than just the numbers. You’ll want to tap into the knowledge, experience and expertise of an American Federal Ag and Business Banker.
Farm Land Purchase
If you’re purchasing more farm land, a loan can provide a source of funding. Payments are managed by matching flexible terms to debt repayment capacity.
Machinery and Equipment Purchase or Lease
Find financing and leasing options to suit your specific farm machinery or agri-business equipment needs. If your goal is to improve productivity, enhance a process or expand production capacity, we structure and arrange custom financing solutions, including term loans and leases, for capital equipment, industrial and manufacturing machinery, and technology systems.
Succession and Retirement Planning
Plan for a secure retirement. Achieve financial independence. Transition to the next generation. We can help you identify your long-term goals and think through the options for a workable retirement and succession plan.
Agriculture is more complex and unpredictable than ever. Risks associated with increasing costs, global competition, climate, disease, changing government subsidies, and the unforeseen can impact profits.
Short-term loans can help you run your business whether it is financing for the purchase of supplies, fertilizer, chemicals or seeds.
Manage your cash flow and maximize your return on savings and investments cost effectively. Get immediate and secure access to your business and personal accounts at your convenience online.
Government Guaranteed Programs
American Federal is a participant in several government guaranteed loan programs, including FSA, SBA and USDA Business and Industry.
Products & Services
We have many products and services to fit every goal of your agricultural operation.
This information offers general advice and is not intended to be marketing, legal or tax advice. Consult your attorney, tax accountant or other professional.