Ready Credit Overdraft Protection


		Ready Credit is American Federal's overdraft protection line of credit. For a small annual fee, Ready Credit offers an affordable guarantee against the embarrassment of an overdraft in your checking account and the associated fees charged for an overdraft. This pre-approved line of credit activates when your checking account balance falls below zero, advancing in increments, up to your credit line limit, to cover checks written until a deposit is made. You can make one lump sum payment or arrange to have monthly payments automatically deducted from your checking account.


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